A word from the king​

There’s a universal insurance moment. Someone explains something. You nod thoughtfully. You say, ‘Yes, that makes sense’. Inside your head, a different conversation is happening… ‘I have absolutely no idea what that means, but I’ll Google it later’. Later never comes. This isn’t because people aren’t smart. It’s because insurance has its own language, and it doesn’t always bother translating

Let’s face it… Insurance claims have a reputation. And we’re sorry for that, but let’s clear the air here, shall we? People imagine paperwork piles, endless phone calls and someone saying, ‘Sorry, that’s not covered’, while dramatic music plays in the background. In reality, most claims are far less dramatic. They follow a process. A logical 1. And once you

Most risks don’t feel risky while you’re doing them. They’re normal. Familiar. Things you’ve done a hundred times without consequence. And that’s exactly why they’re easy to ignore. Everyday life is full of small moments where nothing usually goes wrong. Until, 1 day, something does. Not dramatically. Just inconveniently enough to ruin your afternoon. Candles that are ‘basically finished anyway’

When people think about leaving their home unattended, the imagination runs wild. Suddenly, normal precautions don’t feel enough. You start picturing dramatic solutions. A drawbridge. A moat. Maybe a guard tower with someone shouting warnings. Possibly a jumping castle, because no one messes with a jumping castle. Take a breath. Protecting your home doesn’t require medieval defences or child-level creativity.

Renting or owning a home changes what insurance you need, but it does not change the fact that you need it. This guide breaks down buildings insurance, home contents insurance, and who is responsible for what, whether you are a tenant, a homeowner, or somewhere in between.

South Africans love to joke that we can experience all four seasons before lunch. Sunshine at 9, wind at 10, rain at 11 and a full cold front by 1. Our weather has a personality of its own, and sometimes it feels like it’s in a mood. That’s why weather-proofing your home isn’t just a good idea… It’s survival. Luckily,