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The South African art of making a plan (and why it sometimes goes wrong)

If there were an Olympic event for making a plan, South Africans would be on the podium every time.

We don’t panic. We don’t overthink. We simply say, ‘It’s fine, we’ll make a plan,’ and somehow move forward with confidence, duct tape, and a surprising amount of optimism.

Most of the time, it works. And when it doesn’t, the story becomes legendary.

Making a plan is a mindset, not a method

Making a plan isn’t about perfection. It’s about momentum.

Something breaks. Something doesn’t work. Something goes wrong at the worst possible time. The response is immediate and calm. ‘Okay. Plan’. This mindset keeps things moving. It’s practical. It’s creative. It’s deeply ingrained. The problem is that enthusiasm sometimes outruns reality.

 The classic ‘this will hold’ moment

Every plan has a testing phase.

A chair gets propped up with a book. A shelf leans slightly but confidently. A gate is secured with a wire that ‘should be fine’.

There’s always that moment where you step back, look at your work and say, ‘Ja, that’s not going anywhere’.

That sentence has tempted fate more times than anyone would like to admit.

 Cable ties deserve their own public holiday

If cable ties disappeared overnight, half of Mzansi would stop functioning.

They fix bumpers, secure gates, hold things together and temporarily solve problems that were meant to be addressed ‘properly’ later. The issue isn’t the cable tie. It’s how long ‘later’ sometimes becomes. Temporary plans have a habit of settling in.

 When confidence arrives before expertise

Making a plan often starts with confidence:

  • ‘I’ve seen this on YouTube.’
  • ‘How hard can it be?’
  • ‘I’ll just try quickly.’

Sometimes it works beautifully. Other times, the plan evolves into a much bigger plan involving professionals, apologies and the phrase ‘that escalated quickly’. Confidence is powerful. Knowing when to stop is a skill.

 Why making a plan usually works

To be fair, the ‘make a plan’ approach succeeds more often than it fails. It encourages adaptability. It prevents paralysis. It keeps people calm under pressure. It turns problems into puzzles instead of disasters. That’s why it’s so beloved by us Saffas. But it’s also why people sometimes stretch it a little too far.

 The difference between creative and risky

There’s a fine line between innovative and risky, and it usually appears when safety enters the chat. Plans involving electricity, water, structural support or speed deserve a pause. Not panic. Just a pause.

Some problems are great candidates for creativity. Others need proper solutions, not heroic improvisation.

The real issue isn’t just 1 plan… It’s when making a plan becomes the default response to everything. You create a pattern. Small issues get patched instead of fixed. Early warnings get ignored. Things ‘work’ right up until they don’t. That’s usually when the repair costs more than it would have if the plan had been temporary, as intended.

 We laugh about it because it’s familiar

Stories about plans gone wrong are shared with pride, not shame. They’re funny because they’re relatable. Because everyone has been there. Because most of the time, nobody was hurt, and life carried on. Humour is how we process the moments where optimism meets reality and loses.

 Where insurance quietly becomes the real plan

My fellow South Africans, we love solving problems in the moment… That doesn’t mean we always should. Insurance is about acknowledging that some moments are bigger than a quick fix. When plans fail, or when damage goes beyond what a temporary solution can handle, insurance steps in as the calm backup plan you didn’t have to invent on the spot.

Making a plan is part of who we are. It’s creative, optimistic and often effective. But even the best plans have limits. Knowing when a quick fix is enough and when proper protection matters can save stress, money and time. With insurance that understands real life and real plans, you don’t have to rely on optimism alone.

FAQs

Is making a plan a bad thing? No. It’s practical and often effective when used wisely.

When does making a plan become risky? When safety or long term damage is involved.

Why do people rely on temporary fixes so often? Because they work quickly, and life is busy. Cost may also be a factor when you’re considering your budget, and you think you can potentially save a few bucks by doing it yourself.

Should every problem be fixed immediately? Not always, but some shouldn’t be delayed.

How does insurance fit into everyday problem-solving? It acts as backup when plans don’t go as expected.

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    The king

    The king is the official storyteller of the King Price kingdom, sharing smart tips, expert insights, and practical advice about car insurance. From explaining tricky insurance terms to helping South Africans save on their premiums, his mission is to make insurance easy to understand and even easier to use. With support from a royal council of actuaries, analysts, and insurance specialists, every article is written to help drivers stay informed and protected on the road.

    Psst… This blog provides general info only and doesn’t count as financial or product advice from King Price or our legal and compliance experts. Remember, all our premiums are risk-profile-dependent, and T’s and C’s apply. Our most up-to-date KPPD (policy wording) can always be found here. 

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    King Price Insurance Company Ltd is a licensed non-life insurer and registered financial services provider. (Reg no. 2009/012496/06 | FSP no. 43862)