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There’s something magical about a new year. Fresh diaries, fresh goals, fresh promises to ‘do better with money.’ January arrives full of optimism… And sometimes a few financial decisions that we regret by February. But why the regret? Don’t worry, we know why. School fees have come knocking, groceries hit hard, and December was way too much fun. But look,
A new year brings fresh starts, good intentions, and the annual promise to ‘be better with money.’ Budgets get updated, goals get set, and everyone swears this is the year they’ll finally get organised. And yet, 1 crucial task is often ignored year after year: Reviewing insurance. It’s understandable. Insurance isn’t flashy. It doesn’t feel urgent. And if nothing bad
When people think about insurance, they often picture homeowners with bond repayments, fancy alarm systems, and long driveways. Renters? Not so much. There’s a persistent myth that if you’re renting, insurance is optional, unnecessary, or ‘the landlord’s problem.’ Spoiler alert: It’s not. As we head into 2026 with fresh goals and a strong (maybe even panicky, but don’t worry, we’re
Owning a car in South Africa comes with freedom, convenience, and, let’s be honest, some surprises you’d rather avoid. Beyond the usual fuel and maintenance bills, unexpected expenses can pop up faster than a pothole on the N1. We’re talking about things like breakdowns, minor accidents, or stolen parts, which can really throw a spanner in the works. The good
It’s January 2026, and for many, the new year feels like a fresh page, just waiting for you to scribble all over it with big plans and even bigger dreams. Among the things that often get overlooked during the festive rush? Your insurance. Yep, that monthly bill you dutifully pay sometimes without thinking about the power it has to protect
Ah, the classic ‘I’ll sort it out tomorrow’ moment. We’ve all been there… That little voice whispering, ‘Don’t worry, you’ve got time.’ From updating insurance policies to fixing that leaky faucet, renewing licences, or even checking your car tyres, procrastination might feel harmless. Until the costs hit. When it comes to finances, leaving things for later can turn small tasks
Ah, the start of a new year. It’s a time for fresh beginnings, ambitious resolutions, and… Shiny new cars. There’s something about rolling into January with a brand-new (or new to you) set of wheels that just hits differently. Whether it’s the smell of new leather or the thrill of actually having functioning air conditioning, a new car feels like
It’s January. The holiday vibes are fading, and parents across South Africa are gearing up for the school rush. Uniforms, stationery, new shoes, and let’s not forget the most critical (and expensive) part of the back-to-school haul… Technology. We can practically hear the rumble from parents across the country as they talk about how back in their day, technology wasn’t
Ah, December. The season of sunburn, braais, family visits, and that magical moment when your bank balance disappears faster than a melting Magnum. It starts off with good intentions… And ends with you Googling “cheap ways to survive January” while eating crackers for dinner. But fear not, saver of rands. We’re here to expose the sneakiest summer budget-busters AND help
Car insurance excess is the amount you pay towards a claim before your insurer covers the remaining cost. In South Africa, this typically ranges from R2,000 to R10,000 depending on your risk profile and policy. What is car insurance excess (quick answer) Many drivers see this number but only discover what it means when they submit their first claim. In
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