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Home contents vs. buildings insurance explained simply

Home contents vs. buildings insurance explained simply

What’s the difference between home contents and buildings insurance Insurance doesn’t have to feel like homework. If you’ve ever wondered whether your couch, your ceiling, or your gate motor is actually covered, you’re not alone. Home contents and buildings insurance are often lumped together, but they cover very different things. Once you know the difference, choosing the right cover becomes

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Surviving your first bond application in South Africa

Stepping onto the property ladder in South Africa can feel a bit like diving into the deep end without swimming lessons. Fear not, first-time bond applicant, as we’re here to untangle the knots of confusion and arm you with what you need to know about insuring your buildings….

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5 ways to reduce your buildings insurance premiums

Let’s be honest. Buildings insurance (or homeowners insurance, which is the same thing) doesn’t always feel like a super necessary expense, because it doesn’t seem like you ever really have to put in a claim. That is, until a tree falls through a window or a break-in…

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Do you need a broker to get buildings insurance

Before we kick things off, we need to clear a few dust bunnies away. Firstly, homeowners insurance is what we call plain old buildings insurance in our kingdom. It’s normally compulsory when you take out a home loan from the bank, and always a good idea if you’re a…

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Buildings insurance is worth more than you think

Buildings insurance protects the permanent structures on your property, from your house and outbuildings to your swimming pool and driveway. This guide explains what’s covered, what surprises most people, and why every property owner needs it.

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Buildings vs. home contents

Insurance-talk can be confusing… But not when you’re with the king of insurance! Here’s a breakdown of what we mean by buildings insurance and home contents insurance. If you turned your home upside down, home contents insurance would cover the things that fall out. For…

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Protect your home from a fire hazard

House fires are scary. They’re also destructive. Some of our highest claims over the years have been from house fires, showing just how devastating these hazards can be. Sometimes they wipe out the home from top to bottom! We thought it would be a good idea to share how you…

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The deal with geyser timers

Ever wondered if switching off your geyser will actually help you save on your electricity bill? We didn’t know this, but apparently it’s a polarising topic… Some people are vehemently against the idea, saying that all the power you think you’re saving by turning the…

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What you need to know about switching home insurance

Switching to a better home insurance policy that’s way more suitable for your valuables and way more affordable for your budget is the smart (and dare we say, obvious) choice. Sadly, a lot of consumers don’t actually know that they can switch their insurance to whichever…

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Waterproof your home

Some areas of the country are still waiting for the rain to fall, while in others, it doesn’t feel like the summer fun has really begun because of all the grey skies and rain-soaked days. Sounds poetic (if we dare say so ourselves) but the chaps without rain are suffering and…

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