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Home insurance South Africa 2026 | Buildings + contents

Home insurance in South Africa 2026: do you need buildings, contents, or both?

What is home contents insurance? Home contents insurance protects everything movable inside your home. The structure itself (walls, roof, floors, pool, and gate motors) falls under buildings insurance. Your TV, fridge, clothes, furniture, and laptop fall under contents. The two policies work together to cover a home completely. What King Price home contents cover includes What it doesn’t cover Every

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Cobus van der Westhuizen 27 May 2026
Best home contents insurance South Africa 2026 | King Price

Best home contents insurance in South Africa 2026: what it covers and what it costs

Home contents insurance in South Africa covers the movable belongings inside your home: furniture, electronics, clothing, and appliances. It protects these items if they’re damaged, destroyed, or lost due to theft, fire, water damage (like a burst geyser), storms, and other insured events. King Price Insurance holds a 10/10 on Hellopeter’s trust index with 4.7 stars from more than 111,915

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Cobus van der Westhuizen 27 May 2026

Is investing in quality home appliances a good financial idea

You’re standing in an appliance store. On 1 side, a fridge that costs less than a weekend away. On the other, a fridge that costs about the same as a small second-hand car. They both keep food cold. So why would anyone pay more? Short answer: Because cheap can get expensive very fast. Buying good quality appliances for your home

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The king 9 April 2026

How to prep your home for power outages without losing your mind (or your stuff)

It’s been a relief to enjoy life without constant loadshedding schedules. Still, South Africans know that the grid can wobble from time to time. A cable fault, maintenance, storm damage or a surprise trip can plunge your home into darkness without warning. And when it happens, it helps to be ready, calm, and well-prepared. A power outage doesn’t need to

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The king 5 March 2026
Home contents vs. buildings insurance explained simply

Home contents vs. buildings insurance explained simply

What’s the difference between home contents and buildings insurance Insurance doesn’t have to feel like homework. If you’ve ever wondered whether your couch, your ceiling, or your gate motor is actually covered, you’re not alone. Home contents and buildings insurance are often lumped together, but they cover very different things. Once you know the difference, choosing the right cover becomes

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The king 5 January 2026

Home office at your place? How to make sure your insurance matches your setup

More South Africans are working from home than ever before. This isn’t a chat-up line (woah, who’ve you been hanging out with?) to get you out of the office and into your lazy boy, laptop balanced on your knees. Apparently, according to several 2025 reports, remote and hybrid work is actually on the rise again in South Africa. We didn’t

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The king 5 December 2025
The safest place to buy a house in South Africa

The safest place to buy a house in South Africa

Safety is a top priority when buying a home in South Africa, and location can make all the difference. From Cape Town’s leafy southern suburbs like Rondebosch and Constantia to Pretoria’s most secure neighbourhoods, some areas stand out for their low crime rates, strong community infrastructure, and estate security. Finding the right suburb is only half the battle, though, and

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The king 15 September 2025

Bought your first house? Here’s what your insurer needs to know

Have you signed on the dotted line and picked up the keys to your first home? Well, then you’ve probably spent a small fortune on takeaway coffees, late-night Pinterest scrolls, and arguing about paint swatches. But before you settle in too deeply, there’s 1 thing left to sort out… Your home insurance. Whether you’re still figuring out how to bleed

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The king 23 June 2025

Is it covered? The surprising things your home insurance might pay for

Home insurance covers more than most people realise, and some of the surprises are genuinely worth knowing about. From a neighbour’s trampoline launching itself through your window to groceries spoiling during loadshedding, your policy might already have you covered for life’s stranger moments. King Price has thought of just about everything, and reading the fine print might leave you feeling

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The king 18 June 2025

Winters arrived: Here’s how to keep your home warm and safe

When the temps drop and the heaters switch on, it’s time to make sure your home is ready for winter. We’re talking geysers, inverters, and all the little things that can go boom if you’re not careful. Luckily, with King Price, keeping warm doesn’t mean playing with fire. Let’s get into it. Geyser wisdom: Don’t let your hot water dreams

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The king 13 June 2025

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