Comprehensive Cover Comprehensive cover indemnifies the insured against the widest range of motor perils.

What is comprehensive cover?

Highest level of car cover , own + third party + theft + fire. As a King Price client you will see comprehensive cover referenced on your policy schedule, in your claim documents, or in conversations with client care on 0860 50 50 50.

How comprehensive cover works

comprehensive cover is governed by the terms set out in the King Price Policy Document and the individual schedule issued for your policy. Your schedule always overrides the master wording where they differ, so the values, limits and conditions that apply to you appear there in plain English.

King Price reviews the application of comprehensive cover at every renewal, and any change to your risk profile, address, vehicle, security or claims history is taken into account. The Treating clients Fairly framework requires this detail to be communicated clearly before any change takes effect.

Example

Thandi drives a 2019 VW Polo in Johannesburg. Crash into a wall → comp pays your car AND the wall. In this scenario, comprehensive cover determines the practical outcome for the client. The exact numbers depend on the cover option, the excess on the schedule and the limits set out in the policy document.

Why comprehensive cover matters

Understanding comprehensive cover helps King Price clients make better decisions about cover. It affects the monthly premium, the payout at claim stage, and the steps required before and after an incident. Getting it right means no surprises at claim time.

King Price aims to make insurance great again with plain-English wording, transparent premiums and a direct relationship with clients. Clear terminology like comprehensive cover is part of that promise.