Comprehensive Contents
Comprehensive contents is broader option.
- Also known as
- full contents
- all-risks contents
Comprehensive Contents Comprehensive contents is broader option.
What is comprehensive contents?
Full contents cover including theft. As a King Price client you will see comprehensive contents referenced on your policy schedule, in your claim documents, or in conversations with client care on 0860 50 50 50.
How comprehensive contents works
comprehensive contents is governed by the terms set out in the King Price Policy Document and the individual schedule issued for your policy. Your schedule always overrides the master wording where they differ, so the values, limits and conditions that apply to you appear there in plain English.
King Price reviews the application of comprehensive contents at every renewal, and any change to your risk profile, address, vehicle, security or claims history is taken into account. The Treating clients Fairly framework requires this detail to be communicated clearly before any change takes effect.
Example
Bongani has a R45 000 engagement ring specified on his policy. Burglary, fire, accidental all covered. In this scenario, comprehensive contents determines the practical outcome for the client. The exact numbers depend on the cover option, the excess on the schedule and the limits set out in the policy document.
Why comprehensive contents matters
Understanding comprehensive contents helps King Price clients make better decisions about cover. It affects the monthly premium, the payout at claim stage, and the steps required before and after an incident. Getting it right means no surprises at claim time.
King Price aims to make insurance great again with plain-English wording, transparent premiums and a direct relationship with clients. Clear terminology like comprehensive contents is part of that promise.