A word from the king

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Don’t be a heartbreaker

Whether you’re getting an insurance policy for your car, your house, or the stuff that matters most to you, one thing’s for sure…. It’s extremely important for us to be 100% honest with one another right from the start….

We hate to offend anyone… But it’s time to discuss the ‘F’ word. We’re talking, of course, about “fraud.” We’d rather not even bring it up, but we have to.

You see, fraud, is just as ugly as cheating. You wouldn’t cheat on someone that cares about you, like your wife or girlfriend, so why cheat on us?

If your claim is rejected because you’ve been a cheater, get ready for the nastiest break-up of your life.

Break-ups are never easy, but they say you should always begin by getting rid of all the other person’s stuff. So first things first, we’ll have to reject your entire claim. There go any hopes for a second chance…. Talk to the hand…. ‘Cause you’ve broken our hearts and trust.

Next we’ll have to cancel your policy retrospectively, from the date on which the incident has been reported, or from the actual incident date, whichever date is the earliest, so we can get over the heartache sooner.

And lastly like any good separation settlement you’ll be held accountable by law to pay us back for any expenses that we may have incurred relating to the claim.

So remember, that honesty is always the best policy and cheaters never prosper!

Written by The king | Reviewed by Cobus van der Westhuizen
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    The king

    The king is the official storyteller of the King Price kingdom, sharing smart tips, expert insights, and practical advice about car insurance. From explaining tricky insurance terms to helping South Africans save on their premiums, his mission is to make insurance easy to understand and even easier to use. With support from a royal council of actuaries, analysts, and insurance specialists, every article is written to help drivers stay informed and protected on the road.

    Psst… This blog provides general info only and doesn’t count as financial or product advice from King Price or our legal and compliance experts. Remember, all our premiums are risk-profile-dependent, and T’s and C’s apply. Our most up-to-date KPPD (policy wording) can always be found here. 

    Our website T’s and C’s can be found here. 

    King Price Insurance Company Ltd is a licensed non-life insurer and registered financial services provider. (Reg no. 2009/012496/06 | FSP no. 43862)