A word from the king

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The great home insurance mystery: What counts as contents?

If you turned your house upside down and gave it a good shake, whatever falls out is usually considered ‘home contents’. Sounds simple enough, right? But like trying to keep a bunny in a hat (or kids out of the pantry), the details matter. And because we’re all about making life (and insurance) simpler, we’re here to unpack what exactly

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What happens if your car gets stolen… And you’re not covered?

You park your car. You double-check the locks. You walk away, feeling confident it’ll be there when you get back. But sometimes, it’s not. The fact is that car theft and hi-jacking are still serious problems in South Africa, and if your insurance doesn’t include cover for theft or write-off, the shock won’t just be losing your car. It’ll be

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Empty nest, full policy: What to change when the kids move out

So, the kids have flown the coop. You’ve got 1 studying in another city, another who’s moved in with friends, and suddenly you’re left with extra bedrooms, a quieter fridge, no fights over the remote, and (let’s be honest) a slightly heavier heart. But while you’re adjusting to life without late-night lifts and piles of laundry, your insurance also deserves

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Locked up… But can you get out?

As South Africans, we know the drill. We put up burglar bars, security gates, and high walls, we install the alarms, and we may even bring some furry family members on board to growl a warning to unwanted guests. But here’s the thing… In our quest to lock things down, we sometimes forget the most important safety rule of all:

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Scratch, dent and (no) drama

There are instances where you park your car and do that quick grocery run, only to dash back and find a new mystery scratch on your door. There’s no note, no witness, no idea who did it. And while these things happen, we have to admit that there are also scratches and scuffs that are our own fault. Like when

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Why your bakkie’s canopy, mags, or sound system might not be covered

You’ve only gone and done it. You’ve treated Bertha, your 4-wheeled baby, to the works and she looks good. It was pretty expensive to upgrade your bakkie with a custom canopy, some alloy wheels, and a powerful aftermarket sound system, but it was worth it. Think of the braais, the road trips, and the stares from the neighbours… Just don’t

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Theft or write-off? Why the payout you expect might not be the payout you get

When disaster strikes and your car is stolen or written off, you expect your insurance payout to make things right. After all, that’s why you’ve been paying your premiums every month without fail. Imagine then, the major shock to the system when you receive a different amount altogether. If the amount you receive isn’t the figure you had in mind

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Avoid the scratch, dent and drama

You park your car at the mall, do a quick grocery run, and return to find a new mystery scratch down your door. No note, no witness, no idea who did it. Or maybe it wasn’t even a person you’d like to kick in the shin, but instead a rogue trolley that’s nicked your bumper. Either way, it’s damage you

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Hot roads, hard knocks: Why tyre and rim insurance matters this summer

South African summers can be brutal. Not just for you, but for your car, too. While we’re reaching for the sunscreen and bottled water, your tyres are taking a beating from scorching tarmac, rapid temperature shifts and road hazards that come with our fast-changing weather. And when a burst tyre or bent rim hits your holiday road trip, your pocket

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