You know the type. They glide through the kitchen like they’re hosting MasterChef, casually adjusting the dials on their fancy oven while making small talk about ‘imported ceramic finishes’. Their fridge? Smarter than your average teenager. Their toaster? Chrome. Everything about their kitchen screams ‘bespoke’ and so does the price tag.
But here’s the catch: All that shiny, imported sophistication means absolutely nothing… If it’s not properly insured.
The real cost of style
Designer appliances are like luxury cars for your kitchen. They’re engineered to impress and priced to hurt. But while they might promise artisanal ice cubes or a barista-level espresso, they’re just as vulnerable to power surges, leaky pipes, clumsy elbows, and (thanks, loadshedding) the occasional blackout-induced burnout.
Here’s the thing: A power surge doesn’t care if your appliance was handmade in northern Italy or picked up on Black Friday. It’ll zap it either way. And unless you’ve taken the royal step of actually insuring your fancy gear under home contents insurance, you’re going to be left with a very expensive, very silent conversation piece.
Form, meet function (and risk)
Your high-end kitchen gear may be the crown jewels of your home… But they’re also high-risk items when it comes to theft, accidental damage, and even everyday wear and tear. And while most people assume their appliances are automatically covered, that’s not always the case.
Here’s what most clients get wrong:
- Assuming their buildings insurance includes home contents (Spoiler: It doesn’t).
- Forgetting to specify high-value items.
- Not updating their insurance after a big kitchen upgrade.
That ‘aesthetic’ fridge might have become your personality, but if it gets stolen or short-circuits and you haven’t updated your insurance policy, you could be in for a financial facepalm.
The insurance truth bomb
This is where the king steps in with the good stuff. King Price’s home contents insurance is designed to cover items you’d lose if you tipped your house upside down and gave it a shake. That includes your high-end appliances, provided you’ve specified them correctly.
And no, you don’t need to provide a family tree for your blender… But you do need to make sure-sure:
- Your appliances are listed under your home contents insurance.
- If the value of an individual item is significant, it might need to be specified separately.
- You’ve got adequate cover based on the current replacement value, not the 1 from when it was on special.
Extra risk? Extra cover
If your fancy gear includes fitted solar systems, inverters, or plug-and-play UPS units (you trendy eco-warrior, you), we’ve got your back too. Just be sure they’re added to your home contents or buildings insurance (depending on how they’re installed) and that the value is accurate. It’s not just about cover… It’s about peace of mind when the lights go out.
So, should you be smug
Yes… But only once you’ve covered your bases. That high-gloss kitchen setup might be Instagram-worthy, but insurance-worthy? That’s where the king makes the difference.
At the end of the day, your high-end gadgets are only as secure as the policy behind them. And trust us: It’s better to be prepared than panicked when that fancy dishwasher goes rogue mid-cycle. You don’t have to hide your premium appliances behind a curtain of guilt… Just don’t get caught with your insurance pants down. Because even the flashiest fridge won’t defrost your finances if it gets fried and isn’t covered.
So, whether your kitchen’s rocking brushed steel or retro curves, be wise: Insure with King Price. Want to cover your high-end home contents like royalty? Chat to us today for a commitment-free quote (WhatsApp 0860 50 50 50) or update your insurance online here. The king has you covered.