Some people freeze. Others call their broker before the dust settles. Some calmly snap pics of everything, while others… Cry a little and eat a bar of chocolate. When disaster strikes, how you react can say a lot about you, and it can also affect your insurance claim.
At King Price, we’ve seen every kind of client, from the ultra-prepared to the gloriously chaotic. And whether it’s a fender bender or a burst geyser, knowing your ‘claim style’ can help you prepare for the unexpected.
So, what kind of insurance claim style fits you?
The quiz: Choose the answer that feels most like you
1. You wake up to find your car’s been scratched overnight, so you…
A. Take pictures, log it on the app, and carry on with your day.
B. Call your friend’s cousin who knows a guy.
C. Panic, post in a community group, and wonder if you’re still covered.
D. Shrug. It’s insured. Time for coffee.
2. A pipe bursts and floods your lounge, so you…
A. Turn off the water, call a plumber, and log your claim immediately.
B. Start mopping, then remember you have insurance (somewhere…).
C. Cry. Just a little.
D. Take selfies in your new indoor pool before dealing with it.
3. When you think of your insurance policy, you…
A. Know exactly what’s covered and where to find your schedule.
B. Think ‘I should probably check that…’
C. Rely on your broker to tell you if something’s wrong.
D. Assume everything’s sorted because you once read an email in 2019.
And the results are in
Mostly As: The pro
You were probably born holding a claims checklist. You know the process, keep your docs in order, and get your pay-out faster than most. We salute you.
Mostly Bs: The hustler
You get there eventually… With a few detours along the way. You might need a bit more structure, but you’re great at figuring things out under pressure.
Mostly C’s: The panicker
You feel overwhelmed when things go wrong, but that’s okay. The good news? With a solid insurer (hi, it’s us), support is just a phone call away.
Mostly D’s: The viber
You’re a go-with-the-flow kind of client, and that’s cool. But insurance works best when you meet it halfway. A quick policy check could save you big later.
Claim tips, no matter your type
No matter where you land on the claim personality scale, there are 3 golden rules that will seriously make the whole claims process much quicker and easier. Firstly, you need to log your claim as soon as you can. Honestly, delays can complicate things. Like if you wait too long, you will have run out the clock and your claim isn’t going to be approved.
Secondly, you should take photos or videos of the damage. Even if it seems minor. And lastly, keep your policy updated. If you’ve moved, modified your car, or changed your lifestyle, let us know.
This way, it doesn’t matter if you’re calm, chaotic, or somewhere in-between. We’ll have your back.
Click here for a commitment-free insurance quote or you can WhatsApp us on 0860 50 50 50