A word from the king

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What happens when you don’t read the terms and conditions

Let’s be honest… We’ve all been there. You’re signing up for something online, eyes glazing over, scrolling through what feels like a legal novel… And there it is: The terms and conditions. Do you read them? Nah. You scroll straight to the bottom and hit ‘I agree’ faster than you can say ‘terms schmerms’.

But what really happens when you don’t read the fine print? Most of the time, nothing… Until it matters. Let’s dig into some real-world examples and unpack why reading your insurance policy, in particular, is more important than you think.

Why reading the fine print could actually pay off

Here’s a wild 1: In 2019, a company sneakily hid a clause in their terms offering R189,000 to the first person who spotted it. 1 sharp-eyed high school teacher read the full thing, claimed the prize, and proved that reading the fine print isn’t just smart, it can literally pay off!

Then there was the time a cheeky WiFi provider included a clause that users agreed to clean local toilets. It took 2 weeks for anyone to notice. Yikes!

These examples are meant to be funny, but they prove a serious point: By skipping the small print, you could be missing out, or worse, signing up for something you really didn’t mean to.

When it comes to insurance, the fine print isn’t optional

Now let’s bring it closer to home. When it comes to your insurance policy, the fine print is everything. It tells you what’s covered, what’s not, and how to claim when life throws the unexpected your way.

Picture this: You’re in a bumper bash and only then realise your policy doesn’t cover third party damage. That’s not just awkward, it could literally cost you thousands.

At King Price, we keep things crystal clear

We get it… Insurance can sound like it’s written by a lawyer, for other lawyers. That’s why, at King Price, we’ve made it our royal mission to simplify, demystify, and declutter your policy docs.

Here’s how we keep it clear and client-friendly:

  • We speak human
    Our policy wording uses plain language. No jargon, no nonsense. Just clear, simple info.
  • We highlight the important bits
    We make it easy to find your limits, benefits, and the stuff you need to know.
  • We explain things, for real
    Our team is always here to chat through your policy in a way that makes sense. No judgment, just real support.

Because understanding your cover upfront = fewer surprises later = a happier you.

Read it now, thank yourself later

Next time you’re tempted to scroll and sign without a second thought, remember: 22,000 people once agreed to clean toilets just because they didn’t read the terms and conditions. Don’t be that guy.

Click here for a commitment-free insurance quote or you can WhatsApp us on 0860 50 50 50

FAQs

1. Is it important to read the terms and conditions of an insurance policy?
Absolutely! It helps you understand what you’re covered for, what’s excluded, and what your responsibilities are. That way, there are no surprises when you need to claim.

2. Why are insurance policies hard to understand?
Insurance can be tricky, but at King Price, we focus on making our policies simple, clear and jargon-free.

3. What could go wrong if I don’t read the fine print?
You might overlook important details like restrictions or special conditions, which could result in unexpected costs, missed responsibilities, or unfavourable outcomes.

4. How does King Price make policy wording easier to understand?
We use plain English, highlight key points, and are always available to explain anything that’s unclear. Simplicity is our vibe.

5. Where can I learn more about King Price Insurance?
Right here! Explore our products and see why we’re called the kings and queens of insurance.

Psst… This blog provides general info only and doesn’t count as financial or product advice from King Price or our legal and compliance experts. Remember, all our premiums are risk-profile-dependent, and T’s and C’s apply. Our most up-to-date KPPD (policy wording) can always be found here. 

Our website T’s and C’s can be found here. 

King Price Insurance Company Ltd is a licensed non-life insurer and registered financial services provider. (Reg no. 2009/012496/06 | FSP no. 43862)