Summer in South Africa means more road trips, family holidays, and sunny adventures. However, it also means more potholes, loose screws on the road, and those little bumps that can leave your car looking less than pristine. Before your wallet takes a beating, it’s worth knowing how optional extras like the king’s tyre and rim insurance, scratch and dent insurance, or our personal favourite, our little dings and tyre things insurance, can help keep surprise bills at bay.
We’re obsessed with these extras that should be added to your summer-fun list before you hit the road.
Go big or go for the extras
We all know that potholes, speed bumps, and road debris are part of the driving experience. However, 1 small mistake or unexpected hazard can leave you with a punctured tyre, a bent rim, a dented door, or a scratched boot. You’re probably thinking that if you’ve got comprehensive car insurance, you’re covered… However, you may be surprised to learn that some of these incidents aren’t actually covered or that it’s not the best choice to claim under this policy.
Let’s look at tyre and rim insurance as an example of what we’re talking about.
With this optional extra, you’re covered for accidental tyre and rim damage caused by road hazards, including sidewall punctures, pothole impacts, and rim repairs.
It’s peace of mind for every journey, whether you’re heading to the coast or just navigating city streets…
So, this is a great policy (obviously), but why not claim from your comprehensive car insurance policy? Okay, firstly, your tyres and rims aren’t covered with comprehensive car insurance unless they’re damaged as part of a larger insured incident… Like a car accident.
Without tyre and rim insurance, you’d be left paying for this out of your own pocket.
See? A good reason to add this extra to your life.
What if it’s a scratch across your passenger door, though? Surely that’s covered. Well, yes, it’s covered. If the repair bill comes to less than your excess amount, then your claim could be declined. This begs the question: What should you do in this situation? Claim from your scratch and dent insurance policy, naturally.
This policy is tailored for chips, dents, and scratches, and the excess you pay is significantly lower than the excess attached to your main policy.
Again, see? Another good reason to add the king’s extras to your life.
Summer driving tips
We’re big believers in taking out the right level of cover for your prized possessions. That said, even with all the right policies in place, there are still a few simple precautions you can take on your end to save time and money.
We’re talking about things like watching out for potholes and debris, especially after rain, or giving your tyres a regular check to catch early damage. Our favourite is avoiding any tight parking spots in busy shopping centres.
The king has your back
Optional extras like tyre and rim cover, and little dings insurance aren’t about spending more… They’re about protecting your car and your peace of mind. A small investment today can prevent a major headache tomorrow.
Curious about your cover? WhatsApp us on 0860 50 50 50 or click here for a commitment-free quote.
FAQs
1. Does King Price tyre and rim insurance replace all tyres after damage?
Yes, if your tyre or rim is damaged by an insured event, repairs or replacements are included, depending on the extent of the damage.
2. Are minor scratches covered automatically?
No, cosmetic cover for small dents and scratches comes with the little dings and tyre things optional extra.
3. Can I add these extras after I’ve started my policy?
Yes, optional extras can be added anytime. Contact your broker or the King Price team for guidance.
4. Does this cover include new and old tyres?
Yes, your existing tyres are included, not just brand-new 1s.
5. Are alloy rims covered for pothole damage?
Yes, alloy rim repairs are included if the damage meets the policy conditions.