Think Stranger Things is wild? South Africa chuckles in local dialect. Because while the Upside Down has tentacle creatures and telekinesis, we have potholes that feel bottomless, hadedas that scream like unpaid interns, and weather patterns that appear to run on pure chaos.
We live in a place where a simple trip to the shop can feel like a side quest. And the best part is that we’re used to it. We handle these surprises with a smile, a shrug and a ‘shame man’. But the moments themselves can still cost you money if you aren’t covered.
So let us take a fun, slightly cheeky trip through the strange things you find in Mzansi. And of course, we’ll show you how the king keeps you covered when the weird stuff gets expensive.
A quick royal disclaimer
No supernatural creatures, fictional or otherwise, were involved in the creation of this blog. Only real South African chaos.
When wildlife acts like your nosy neighbour
While we don’t have kudus casually strolling through Sandton intersections, we do have plenty of wildlife that appear exactly when you least expect them.
You may have seen:
- Baboons raiding houses in coastal towns like they own the place.
- Penguins in the road near Boulders Beach, walking like commuters with deadlines.
- A stray cow or goat deciding to cross a provincial road because the grass looked greener.
- Dassies sun tanning on rocks like holidaymakers at Clifton.
South African wildlife has confidence. They go where they want. They do what they want. And sometimes, they meet your car while doing it.
If your car is damaged in an accidental wildlife run-in, comprehensive car insurance is your friend. It covers sudden damage caused by animals, except your own pets. And with the king, your premium decreases monthly. Simply made for the way South Africans live.
Potholes that deserve their own postal codes
Some countries worry about monsters under the bed. We worry about potholes on the road.
You know the ones. You’re driving along, minding your business, and suddenly there it is. A crater that looks like it was dug by a bored mole with a dream. It’s deep. It’s wide. It’s unavoidable. And it definitely wasn’t there yesterday.
These potholes are talented. They eat tyres for breakfast. They bend rims like it’s a party trick.
This is where tyre and rim cover becomes your best friend. The king repairs or replaces tyres damaged by road hazards, and repairs rims if possible. Because no one budgets for the moment a pothole decides to humble them.
Appliances that break only when people arrive
You invite your family over. You clean. You prepare snacks. You light the candles. The vibe is perfect.
And then… The geyser pops. The fridge warms up. The microwave sparks. The oven sighs 1 last time. Your uncle asks if you have a generator. You pretend you didn’t hear him.
This is classic South Africa. Appliances behave perfectly until the moment they have an audience.
Buildings and home contents insurance have your back here. They cover sudden and unforeseen loss or damage to your home and everything inside it. This includes big-ticket items that you won’t be able to replace suddenly.
Home contents cover your belongings. Buildings cover the structure. Together, they save you from making tough financial decisions.
Weather that loves a dramatic entrance
South Africa has stunning weather… Until it changes its mind.
1 minute it’s sunny. The next, the wind throws your dustbin across the driveway. Or it rains so hard your neighbour’s garden crested crane statue goes surfing. Or a hailstorm arrives with stones that sound like angry marbles.
If your car is outside during hail, it becomes a polka-dotted masterpiece. Pretty? Sure. Covered? Even better.
Comprehensive car insurance from the king covers hail damage. Scratch and dent cover helps with the lighter dents and scratches that storms often leave behind. Buildings insurance also covers storm damage that sneaks up on your home.
So, when the heavens open, you can relax knowing your wallet is safe.
Loadshedding’s ghostly presence
We need to talk about the thing that stalks us like a proper South African horror villain.
Loadshedding. Or more accurately, the fear of loadshedding returning at any moment.
We haven’t had loadshedding for some time now. We celebrate this. We enjoy this. But we also keep our UPS charged because we know this country. We know things can change with the emotional stability of a wet cat.
While the lights have stayed on (mostly), many South Africans still worry about power surges when the grid hiccups, during infrastructure repairs, or when there’s a sudden reconnect.
The king covers sudden power surge damage as an extra to your policy. Home contents insurance protects your electronics and appliances from the unexpected. If your fridge, TV or laptop takes a knock during a surge, the king is ready to help.
Robots that go out at the most dramatic moment
South Africans have a certain superpower. We stay calm when the robots go out.
You approach an intersection. The robots are dark. Cars from all sides creep forward. Everyone stares at each other like contestants in a reality show. Then a random human, with no uniform, no badge and no official authority, steps into the road and starts directing traffic.
And shockingly, it usually works.
But when it doesn’t, bumpers bump. Cars tap each other. A fender bends. A mirror wobbles.
This is where third party insurance becomes essential. It covers the damage you cause to someone else’s property. With King Price, you know exactly what is and isn’t covered, thanks to your policy wording.
No surprises. No stress.
The curious case of the disappearing bin
Every neighbourhood has a bin mystery. You take your bin out. You go to work. You return. The bin is gone.
Sometimes it comes back. Sometimes it returns with someone else’s lid. Sometimes it relocates permanently. The bin has plans you don’t know about.
Wheelie bins on your property form part of your home contents insurance. If it’s stolen during a break-in or insured event, you can claim. If it simply goes on an adventure, your best bet is the neighbourhood WhatsApp group (ask the tannies).
Why insurance is your real-world demogorgon slayer
South Africa is unpredictable in the best and weirdest ways. And when things get tough, insurance steps in like a royal hero.
Here’s how the king protects your kingdom:
- Comprehensive car insurance covers accident, fire, theft, weather and more.
- Buildings insurance protects the physical structure of your home.
- Home contents insurance covers the items inside your home.
- Portable possessions insurance covers what you carry with you.
- Tyre and rim cover helps when the roads surprise you.
- Scratch and dent cover handles the small stuff.
The king can cover you where it matters. Simple. Affordable. Fit for royalty.
Bring your strange South African moments to the king
If you’ve lived here long enough, you know anything can happen on any day. That’s why insurance in South Africa isn’t a luxury. It’s a survival tactic. A financial safety net. A sanity saver.
Get covered with the king. Your premiums decrease monthly with comprehensive car insurance. Your claims are handled with royal service. And your kingdom stays protected when the strange stuff hits. Get a quick commitment-free quote now or you can also chat to us on WhatsApp 0860 50 50 50.
FAQs
Does King Price cover hail damage to cars? Yes. Comprehensive car insurance covers hail damage.
Does the king cover power surge damage even though loadshedding isn’t active? Yes. Power surge damage linked to loadshedding or grid changes is covered under home contents, as long as the damage is sudden and unforeseen.
Can I insure items I take with me every day? Yes. Portable possessions insurance protects things like phones, handbags, laptops and accessories.
Does King Price cover damage caused by wildlife? Yes. Comprehensive car insurance covers accidental wildlife damage, except damage caused by pets.
Why does my car insurance premium decrease monthly? Because your car depreciates over time. With King Price, you only pay for what your car’s worth.