Keep your car good as new with scratch and dent insurance
Your car is at risk of being bumped, scraped and knocked. And that’s just when it’s sitting completely still in a parking garage, minding its own business. Never mind what could happen when you start reversing out the parking space and driving around…
No 1 can keep their car in pristine condition for very long without a little help. That’s why scratch and dent cover is part of our repertoire of solid insurance solutions. We want you to be able to make sure that your car is in tippity-top order without having to pay for everything out of your own pocket.
Why some people don’t fix the small things
There are lots of reasons why people don’t fix the little dents and chips on their cars. For some, it’s because the ding happens at a rough time, when they’re up to their eyeballs in debt and they can’t handle the cost. For others, they have comprehensive car cover but don’t want to claim because the excess they’ll pay is more than the cost of fixing these imperfections.
It could even be that some people don’t claim because their policy doesn’t cover these kinds of damages at all.
Scratch and dent cover to the rescue
Scratch and dent insurance is also referred to as cosmetic car insurance because it deals with the outside of your car. Our royal scratch and dent solution pays for minor repairs to the exterior of your car. And, it doesn’t cost the earth every month to add this cover to your main policy.
Scratch and dent in simple terms:
- It costs just R69 per month.
- The claims process is quick and easy to check off your admin list.
- You get unlimited claims every year, up to a whopping R3,000 per claim.
- Your excess is a super cheap and affordable R250 per claim.
What’s covered
Let’s get real for a hot minute. Here’s where we tell you that you’re only covered for 3 types of damage, under a full moon, when the unicorns are out and about. We jest. You’re covered for a whole lot more!
The types of damage that we cover:
- Minor chips that are smaller than 1.5mm in diameter.
- Hail damage once in any 12-month period.
- Small dents that are smaller than 15cm in diameter.
- Scratches that are smaller than 15cm in length.
- Removing tar from your car’s bodywork.
- Your mag wheels and wheel rims.
Get more for less
When your car needs a little extra TLC, scratch and dent insurance is there for you. With this policy in place, you can safely claim for the knocks and bumps that wrinkle the exterior of your car without having to pay a hefty premium every month or an expensive excess amount when you claim.
Find out more about our royal scratch and dent insurance here and get a quote here.