Here at King Price, we love keeping you informed on all things car insurance (not to sound like nerds, but it’s kinda our thing). Today, let’s chat about an unexpected topic: Rodents (aka rats and mice). Yes, you read that right! Did you know that these tiny creatures can cause some not-so-tiny problems for your car? The question is, does car insurance cover rodent damage? Let’s dive in.
Rodents and your car: A chewy problem
It may surprise you, but rodents can be a real menace to your car. They love to chew on wires, rubber, and plastic parts, potentially causing extensive damage. This can lead to costly repairs, especially if your car’s engine wiring gets affected.
Covering rodent damage
Now, onto the million-dollar question: Does car insurance cover rodent damage? The answer is… Never
Because rodents are classified as ‘pests’ many insurers don’t cover damage caused by them. So, what do they cover? Accidental damage, theft, hi-jacking, and damage to other people’s cars and property (in the insurance world, this is called third party liability). Ultimately, it’s best to chat your insurer and read through your policy documents to make sure you know exactly what you’re covered for.
Preventing rodent damage
Prevention is better than cure, right? To avoid potential rodent-related issues, keep your car clean and avoid parking in areas where there are rodents. Regular checks under the bonnet can also help you spot any early signs of chewing or nesting.
Navigating car insurance with King Price
Whether it’s a collision or theft, having comprehensive car insurance is vital for peace of mind on the road. Understanding what your policy covers helps you avoid unexpected costs and ensures that you’re well-protected when things go wrong.
Ready to hit the road with an insurer that prioritises transparency and care in this rat race? Click here for a commitment-free quote today. We’re committed to providing simple cheap cover that puts you first.