A word from the king​

Stepping onto the property ladder in South Africa can feel a bit like diving into the deep end without swimming lessons. Fear not, first-time bond applicant, as we’re here to untangle the knots of confusion and arm you with what you need to know about insuring your buildings. Choosing your own buildings cover There’s a rumour on the streets of

Let’s be honest. Buildings insurance (or homeowners insurance, which is the same thing) doesn’t always feel like a super necessary expense, because it doesn’t seem like you ever really have to put in a claim. That is, until a tree falls through a window or a break-in damages doors, or a massive wind wrecks your fixed and insured solar panels.

Before we kick things off, we need to clear a few dust bunnies away. Firstly, homeowners insurance is what we call plain old buildings insurance in our kingdom. It’s normally compulsory when you take out a home loan from the bank, and always a good idea if you’re a homeowner. Mostly (if not totally) because the actual structure of your