Becoming a parent is wild. 1 minute you’re living your best life, sipping a cappuccino that’s actually hot. The next minute you’re Googling ‘why is my baby making that noise’ at 03:00, while reheating the same cup of coffee for the fourth time.
And while you can live with cold coffee, there’s 1 thing you should never leave on ice: Your insurance.
A new baby brings new responsibilities, new routines and new risks. The king knows that new parents have enough on their plates. That’s why we created a simple checklist to help you sort out your cover quickly.
Update your home contents cover
Babies are tiny, but their stuff isn’t. Between the pram, the cot, the feeding gadgets, the mountain of nappies, and the baby monitor that costs the same as a small fridge, your home fills up fast.
Take a moment to check that your home contents cover is still accurate. Add the pricey baby items and make sure everything is valued correctly. If life happens, you’ll thank yourself later.
Check your buildings cover
If you’ve made changes to your home to welcome your little 1, like adding a nursery or installing extra security, update your buildings insurance. Your insurer needs the facts to give you the correct cover.
Baby gates, safety bars, and new fittings may look small, but they still matter when it comes to risk. The king likes things to be clear and honest, because it keeps your cover accurate and your claims smoother than nap time on a good day.
Give your car insurance a royal refresh
Your car is about to work overtime, from crèche runs to doctor visits. So, make sure you’re covered while doing all of it.
Here’s what to check:
- The regular driver: Make sure the correct person is listed.
- The car seat: Make sure the car seat is installed correctly, because your tiny passenger deserves first-class safety.
- Your usage: Your mileage is about to jump. All those baby errands add up, so update your profile to ensure your cover keeps up with your new parent life.
- Your address: If you’ve moved to a bigger space for your tiny human, update your address.
If your car is comprehensively insured with King Price, your premium automatically decreases monthly, which means more money for formula and wet wipes.
Add a few royal extras
Babies come with plenty of unexpected moments. That’s why a few add-ons can make life easier:
- Roadside assist: Nappy explosion on the way to gran’s house is 1 thing. Car trouble is another. Roadside assist gets you back on the road before your baby remembers they hate the car seat.
- Accident assist: If something goes wrong, the king handles the towing and guides you through the next steps.
- Home assist: When things break at the worst possible moment, help is only a call away.
At King Price, our royal guard can make a big difference when you’re sleep-deprived and juggling a toddler, a bottle, and your sanity.
Check your portable possessions
Parents carry half their household wherever they go. Phones, tablets, cameras, and nappy bags all get more wear and tear during the baby years.
Make sure your portable possessions cover includes anything you take along on outings. If you drop your phone while wrestling a toddler into a car seat, it helps to know you have cover in place.
Let the king cover your royal family
If you haven’t updated your cover since your family grew, now is the perfect time. A new baby brings big joy and big responsibility, and the king is here to make the admin side simple.
Whether you need comprehensive car insurance that decreases monthly, home contents cover for all your new baby gear, or buildings cover for your growing space, you’re only 1 call away from royal peace of mind.
Ready to simplify your life? Let the king insure your kingdom. Chat to us today and tick this 1 off your to-do list.
FAQs
Do I need to update my insurance when I have a baby?
Yes. New items, lifestyle changes, and home adjustments all affect your cover.
Should I add baby gear to my home contents insurance?
If it’s valuable or essential, add it. This keeps your cover accurate.
Does a change in daily travel affect car insurance?
Yes. Your mileage and routine might shift. Tell your insurer to ensure your risk profile stays accurate.
Does the king cover prams and car seats?
They can be covered under home contents or portable possessions, depending on how and where you use them.
What if I forget to update my address or driver details?
Incorrect info can affect claims. Keep the king in the loop.