So, you’ve just bought a little spot in Constantia. You know, the kind of place where your neighbours have private chefs, your gate costs more than a family sedan, and your wine cellar has its own architect.
R28.9 million? No biggie. Just your average home with 7 bedrooms, a pool or 2, and possibly a marble staircase that makes guests question their life choices. Now, let’s talk about something truly sexy: Insurance.
(Yes, we said sexy. Don’t act like comprehensive insurance doesn’t make you feel things.)
First of all: Why would you need insurance?
Because stuff happens… Even in Constantia. Geysers burst. Wild baboons develop expensive taste. That modern art sculpture you thought was ‘weatherproof’ turns out to be tragically misunderstood by the Cape winter. And if your house is worth R28.9 million, you don’t want a R3 policy.
Enter: King Price. Crown and all.
Here’s what makes us the kings of buildings and home contents insurance, especially when it comes to your palace:
Tailored cover for tailored homes
We don’t do cookie-cutter. If your kitchen countertops were imported from a secret quarry in Tuscany, we’ll make sure they’re properly covered. Your home deserves more than a generic policy.
Contents covered like royalty
From designer furniture to vintage vinyls, antique rugs, and that ridiculous-but-glorious glass piano, if it lives in your home, we can probably cover it.
You save on premiums with real security
Gated estate? Electric fence? Alarm system that could detect a squirrel sneezing? Nice. That lowers your risk, and your premiums.
But wait… How much does it cost to insure a R28.9 million house?
Less than you’d think. And probably less than your water bill after refilling 1 of your pools. With King Price, you pay for what it would cost to rebuild your home, not what it would sell for on Property24 during a housing boom. Translation: We keep it real, while keeping you covered.
We’re not saying you’re extra… But your house might be.
And that’s okay! We love extra. Extra bathrooms. Extra garages. Extra dogs that weigh as much as horses. We’ll work with you to insure it all properly, from the garden statues to the gold taps (if you’ve got ‘em).
Bottom line: If you’re living like royalty, insure like royalty.
Whether your Constantia home is your primary residence, a holiday pad, or just 1 of several properties (sigh), don’t leave its protection to chance.
Let’s talk. Let’s cover it. And let’s do it with a wink and a crown. Get a commitment-free quote now or call us on 0860 50 50 50 today!
PS: We promise we won’t judge your wine cellar. But we might be a little jealous.
FAQs
- Can King Price really insure a R28.9 million house?
Yes, we can! We insure high-value properties across South Africa, including multi-million-rand homes in areas like Constantia, Clifton, and Sandhurst. Your mansion is safe with us. Just bring the palace, and we’ll bring the policy.
- Do you cover luxury finishes and bespoke interiors?
Absolutely. From imported marble to handcrafted staircases, custom kitchens, and curated art collections, we tailor your policy to match the actual replacement value of your buildings and home contents.
- What about the wine cellar, koi pond, and outdoor kitchen?
Those sound fancy… Just our style. As long as we know about them, we can include them in your policy. We’ll work with you (and your sommelier, if necessary) to make sure all your features are protected.
- Is insurance based on market value or rebuild cost?
We insure your home based on rebuild cost, not market value. That means you’re covered for what it would cost to replace your home from the ground up, minus the guesswork and inflated real estate hype.
5. Will my premium be sky-high for such a fancy home?
Not necessarily. We take into account security, location, and your personal risk profile. If you’ve got good protection measures in place, your premium could be surprisingly affordable, even on a R28.9 million property.
7. What if I just want to cover the buildings and not the home contents?
That’s totally fine. We offer flexible options for buildings-only, home contents-only, or full-combo cover. Whether you’re insuring the bones, the belongings, or both, we’ll tailor your cover to fit.