The year’s been long (maybe the longest 1 yet), and you’ve earned that summer getaway. Maybe you’re heading to the coast, taking the family on a road trip, or just planning a few lazy weekends away. Whatever’s on your calendar, here’s 1 thing you shouldn’t leave off your checklist: Your car insurance.
Why car insurance of all things? Well, nothing says ‘holiday mood killer’ quite like a fender bender, a flat tyre, or a smashed windscreen on day 1 of your trip… Especially if you find out that you’re not covered.
Here’s how to make sure your car insurance is summer-holiday ready before the mad rush kicks in.
Double-check your car insurance policy schedule
Don’t assume you’re still covered for everything you need. Your travel plans might have changed, your car might’ve been upgraded, or you may have added accessories you forgot to list.
Make sure your car insurance policy:
- Is still active and up to date.
- Covers the current value of your car.
- Lists all the regular drivers.
- Includes accessories like rooftop tents, trailers, or bike racks.
Basically, if you’ve made any changes recently, now’s the time to let your insurer know.
Add optional car insurance extras (before you leave)
Your holiday plans might involve long drives, off-road detours, or unfamiliar towns. That means more risk and more reason to check your extras.
Consider adding these to your car insurance policy:
- Car hire cover: If your car ends up in the workshop during your trip, this will keep you on the road.
- Credit shortfall: For financed cars, this helps cover what you still owe if your car is written-off.
- Tyre and rim insurance: Especially useful if you’re road-tripping over pothole-heavy routes.
- Specified accessories: For roof boxes, trailers, off-road kits, and more.
Keep your paperwork close
Print a copy of your insurance schedule or save a digital version to your phone. This will help if you’re in an accident, need to arrange towing, or just want to double-check something while away from home.
Know what to do if something goes wrong
If you’re in an accident or your car is damaged, check that you’re okay. That’s numero uno priority. And then you can take photos of the scene, your car, and any other cars or property involved. Your next move is to get the details of the other driver (if there is 1).
You also need to report the incident to the police within 24 hours if and log your claim as soon as possible.
The sooner you start the claims process, the quicker your insurer can help.
Check your car before you go
Even the best insurance doesn’t cover flat tyres from neglect or breakdowns caused by skipping services. So, before you hit the road, get a service or safety check, test your tyres, lights, brakes, and battery, and check that your spare tyre, jack, and tools are all in the car.
This isn’t just about avoiding claims. It’s about avoiding accidents in the first place.
The king has your back, wherever you’re headed
A holiday should be memorable for all the right reasons. Make sure your car insurance is up to date, your extras are in place, and you know who to call if things go wrong. With a little planning now, you’ll thank yourself later.
Need help updating your cover before you go?
WhatsApp King Price on 0860 50 50 50 or click here for a commitment-free quote.