Let’s face it, accidents happen. 1 minute, you’re cruising along with your favourite playlist, and the next, a bump or a fender-scrape puts your car in the shop. Suddenly, your plans are on hold, and your holiday or work schedule is looking a lot less royal.
That’s where car hire comes to the rescue, making sure that you’ve got wheels to rely on in the meantime. Obviously, the last thing any of us wants is to have to pay for an unexpected Uber or hired car. And, really, adding car hire to your policy is significantly more affordable than you think.
So, here’s our royal take on why this often-overlooked add-on is the real hero during a claim that puts your car out of action.
What even is car hire?
In our kingdom, car hire is an optional extra that provides a temporary replacement set of wheels if your car is in for repairs after an accident (or has been stolen). That means you can keep your plans rolling, whether it’s getting to work, ferrying the kids, or enjoying a summer road trip.
Here’s what it usually includes:
- A temporary replacement car while yours is being repaired.
- Cover for a set number of days depending on your policy.
- Your choice of car types when you add this to your policy, so you can make sure you’re not stuck with something tiny for your family of 6.
Basically, with the king’s car hire, you don’t have to cancel plans or beg for lifts when the unexpected happens.
How it works
Once you’ve been in an accident and your car is being repaired, all you need to do is notify King Price. We’ll guide you through arranging a replacement car so you can get back on the road without missing a beat.
Why it’s a smart extra
Let’s talk about why this is overlooked. We’d say that most of the time, it’s because people are looking to save bucks on their policy. In reality, adding a car (depending on the car type) could cost under R100 extra per month. Sure, if you opt for a fancy SUV, you’ll tack on a bit more, but if you choose something more economical and compact, it’ll be much cheaper.
Look, accidents usually happen at the worst time (like right before your road trip or when your kid’s school has added a million extra sports fixtures at every other school but yours), so adding car hire just makes sense.
Pro tips for using your cover
Even with car hire, a few smart steps go a long way… Like checking your policy details to note how long you would get car hire for. Please also notify us as soon as possible after an accident so we can initiate the necessary steps.
Even with just these 2 steps, you’ll be back on the road quickly and stress-free.
Curious about your cover? Want to see how little it would cost to add car hire? WhatsApp us on 0860 50 50 50 or click here for a commitment-free quote.
Psst… This blog provides general info only, and doesn’t count as financial or product advice from King Price or our legal and compliance experts. Remember, all our premiums are risk-profile-dependent, and T’s and C’s apply. Our most up-to-date KPPD (policy wording) can always be found here.
Our website T’s and C’s can be found here. King Price Insurance Company Ltd is a licensed non-life insurer and registered financial services provider. (Reg no. 2009/012496/06 | FSP no. 43862)
FAQs
1. Does car hire kick in after all types of accidents?
Yes, it applies when your car isn’t drivable, like if it is in for repairs due to an accident that’s covered under your policy.
2. How long can I use the replacement car?
The duration depends on your policy and the repair timeline. Contact King Price to confirm your specific limit.
3. Are fuel and insurance included for the hire car?
Fuel is usually your responsibility. Insurance for the hire car is included as part of the cover.
4. Can I choose the type of replacement vehicle?
Yes, when you add car hire to your policy you’ll choose the class of car and that’s what will be arranged for you when needed.
5. Can I add car hire at any time?