Once upon a time, the loudest thing in your living room wasn’t your Wi-Fi router throwing a tantrum… It was your mom yelling, ‘Get off the phone, I need to make a call!’ because the party line was buzzing with the neighbours’ juicy gossip. Fast-forward a few decades and we’ve traded dial-up screeches for fibre-speed streaming, rotary phones for smartwatches, and encyclopaedias for chatbots. Ah, the evolution of home life… And with it, the evolution of insurance.
The glory days of household gadgets
Remember when your house had:
The rotary phone: You didn’t just make a call… You committed. A full finger-twist marathon to dial 1 number. Heaven forbid someone had a ‘9’ in their number.
The party line: Sharing your landline with neighbours. Great for community spirit, but not so great for privacy.
Dial-up internet: The patience-testing tone of progress… Followed by your teenage sibling kicking you off because they wanted to phone their crush.
Encyclopaedia Britannica: Because Google didn’t exist. Your parents’ bookshelf held the internet in hardcover.
Film cameras: Where every shot counted… And you found out who blinked 2 weeks later.
Those were the days! But just like shoulder pads and cassette tapes, they didn’t last forever.
The modern home: Techy, touchy, and a tad more complex
These days, your fridge can tell you what to eat, your vacuum has a name (hey there, Robovac), and your doorbell has better eyesight than your gran.
Smart homes need smart insurance. Gone are the days when ‘home contents’ just meant couches and cutlery. Now we’re talking gaming consoles, designer toasters, and that collection of Bluetooth speakers you somehow accumulated. Enter: Insurance that keeps up with the times.
How insurance has evolved to match your modern life
We’ve gone from covering doilies and dial phones to safeguarding digital lives and driverless cars. Here’s how insurance has changed to keep up:
- Custom cover for smart tech
Whether it’s your voice-activated lights or your app-controlled aircon, if it’s valuable and vulnerable, it should be covered. King Price’s home contents insurance has kept pace, covering everything that would fall out if you turned your house upside down.
- Alternative power cover
Loadshedding, meet your match. Whether you’re using a generator, inverter, or solar panels, King Price can cover these under your buildings or home contents policy, depending on how they’re installed.
- Portable possessions for modern lifestyles
Laptops, headphones, cameras… These aren’t just luxuries, they’re lifelines. You carry them everywhere, and so King Price offers tailored cover for your portable possessions when you’re out and about.
- Buildings insurance that includes all the new extras
Your home is more than just bricks and mortar. If your smart gate motor or lightning protection system gets fried by a surge, you’ll want cover that understands what’s actually part of a modern home.
- R1 insurance (because some things are just cool)
Insure your golf clubs, bicycles, hearing aids, and even your motorbike gear for just R1 per month when your car or motorbike is comprehensively insured with King Price. Yes, 1 whole Rand. Madness? No, just majesty.
Because change is constant… But peace of mind is timeless
The world’s changed, and so has the way we insure it. From single premium policies to dynamic cover that adapts to your lifestyle, King Price has moved with the times.
Need cover for your smart home? Your tech toys? Your collection of custom Lego builds? Ja, we do that.
So, while your folks might still remember the thrill of a VCR rewinding, you’re living in a world where your insurance should be as modern as your gadgets… And as simple as a WhatsApp to the king. Get a commitment-free quote now or WhatsApp us on 0860 50 50 50.
FAQs
- What kind of modern gadgets can be insured under home contents?
Everything from TVs, gaming consoles, and smart appliances to plug-and-play UPS devices.
- Is my solar setup covered?
Yes! If it’s fixed to the property, it falls under buildings insurance. If it’s not, it can be covered under home contents.
- Can I still get cover for older items, like antiques?
Of course! As long as they’re correctly specified and valued.
- What’s R1 insurance, and how do I qualify?
If you’ve got comprehensive car or motorbike insurance with King Price, you can insure select items (like golf clubs or bicycles) for just R1 per month.
- Do I need to list every tech item separately on my policy?
High-value items should be specified, especially if you take them out of the house. Chat to us if you’re unsure.