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Money In The Home

Money In The Home

small sub-limit.

  • 2026/05/23
  • 2 min read
  • Part of speech: noun phrase
  • R3k stolen in burglary.
  • Reviewed 2026-05-23
  • Also known as
  • noun phrase

Money In The Home small sub-limit.

What is money in the home?

Cash in the home As a King Price client you will see money in the home referenced on your policy schedule, in your claim documents, or in conversations with client care on 0860 50 50 50.

How money in the home works

money in the home is governed by the terms set out in the King Price Policy Document and the individual schedule issued for your policy. Your schedule always overrides the master wording where they differ, so the values, limits and conditions that apply to you appear there in plain English.

King Price reviews the application of money in the home at every renewal, and any change to your risk profile, address, vehicle, security or claims history is taken into account. The Treating clients Fairly framework requires this detail to be communicated clearly before any change takes effect.

Example

Pieter rides a BMW GS 1250 around the Western Cape. Money in home is sub-limited under contents. In this scenario, money in the home determines the practical outcome for the client. The exact numbers depend on the cover option, the excess on the schedule and the limits set out in the policy document.

Why money in the home matters

Understanding money in the home helps King Price clients make better decisions about cover. It affects the monthly premium, the payout at claim stage, and the steps required before and after an incident. Getting it right means no surprises at claim time.

King Price aims to make insurance great again with plain-English wording, transparent premiums and a direct relationship with clients. Clear terminology like money in the home is part of that promise.

On this page

On this page

  1. What is money in the home?
  2. How money in the home works
  3. Example
  4. Why money in the home matters
  5. Related terms

Frequently asked questions

What is money in the home?
small sub-limit.
How does money in the home work at King Price?
Money In The Home is applied according to your individual King Price policy schedule. The master policy document sets the baseline. Your schedule, which is bespoke to your cover, takes precedence where the two differ. For specifics, contact client care on 0860 50 50 50 or via WhatsApp.
Where does money in the home apply?
Money In The Home applies across the King Price products and cover sections listed in the policy document. The categories most relevant for this term are 2026/05/23. Your schedule will indicate exactly where it applies for your cover.
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    Picture of Cobus van der Westhuizen

    Cobus van der Westhuizen

    Cobus van der Westhuizen is a digital marketing specialist in the South African insurance industry, with a strong focus on car insurance, consumer behaviour, and performance-driven digital strategy. As a Digital Marketing Partner at King Price Insurance, he plays a key role in driving online growth, improving customer acquisition, and translating complex insurance concepts into simple, practical insights for everyday South Africans. With years of hands-on experience in car insurance marketing, Cobus has worked extensively on campaigns, comparison platforms, and quote optimisation tools that help consumers better understand their cover, premiums, and excess structures. His expertise lies in simplifying insurance decisions through data-led strategies, user experience optimisation, and SEO-driven content. Cobus regularly contributes to educational content that helps South Africans compare insurers, understand policy structures, and make more informed financial decisions. His work is grounded in real industry experience, ensuring that every article is practical, relevant, and aligned with how insurance works in the South African market. Areas of expertise: • Car insurance in South Africa • Insurance premiums and excess structures • Digital marketing and lead generation • Insurance comparison platforms • Consumer-focused financial education

    Psst… This blog provides general info only and doesn’t count as financial or product advice from King Price or our legal and compliance experts. Remember, all our premiums are risk-profile-dependent, and T’s and C’s apply. Our most up-to-date KPPD (policy wording) can always be found here. 

    Our website T’s and C’s can be found here. 

    King Price Insurance Company Ltd is a licensed non-life insurer and registered financial services provider. (Reg no. 2009/012496/06 | FSP no. 43862)