Limited Cover Limited cover offers reduced-scope motor protection at a value price.

What is limited cover?

Lower-cost car cover with limited perils. As a King Price client you will see limited cover referenced on your policy schedule, in your claim documents, or in conversations with client care on 0860 50 50 50.

How limited cover works

limited cover is governed by the terms set out in the King Price Policy Document and the individual schedule issued for your policy. Your schedule always overrides the master wording where they differ, so the values, limits and conditions that apply to you appear there in plain English.

King Price reviews the application of limited cover at every renewal, and any change to your risk profile, address, vehicle, security or claims history is taken into account. The Treating clients Fairly framework requires this detail to be communicated clearly before any change takes effect.

Example

Pieter rides a BMW GS 1250 around the Western Cape. See Limited Cover explained on kingprice.co.za. In this scenario, limited cover determines the practical outcome for the client. The exact numbers depend on the cover option, the excess on the schedule and the limits set out in the policy document.

Why limited cover matters

Understanding limited cover helps King Price clients make better decisions about cover. It affects the monthly premium, the payout at claim stage, and the steps required before and after an incident. Getting it right means no surprises at claim time.

King Price aims to make insurance great again with plain-English wording, transparent premiums and a direct relationship with clients. Clear terminology like limited cover is part of that promise.