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Flash flood survival tips to save your life & your belongings

Flash flood survival tips for motorists

Make sure that you’re properly insured, come hail or shine. Because as we all know… it never rains, it pours!

The recent Gauteng flooding has left people stranded with severe damage to their cars and homes, and due to the majority of vehicle owners on South African roads being un-insured,
more tears are sure to flow too. Wynand van Vuuren, voice of the king at King Price Insurance, shares advice on how to navigate this slippery terrain to keep you high and dry when dark clouds threaten your peace of mind:

  1. Stay grounded
    With water flooding onto the roads, the threat of losing control of your vehicle rises faster than the water levels. Hitting these puddles at a high speed will cause your car to aqua plane, which could lead the driver to lose control, because the tyres lose contact with the road.
  2. Dodge the black hole
    The floods have also led to new pot holes, which are not visible when filled with water. Motorists need to be vigilant and drive with caution on roads, because these mini-dams could kick you to the curb.
  3. Ensure more peace of mind
    Make sure that you are comprehensively insured, because although third party cover is great for that bumper bashing, it does not cover damages inflicted by Mother Nature.
    Third party or theft may seem cheaper from the onset, however, it could come at a greater cost. If you stay in an area where hail damage is likely to occur, make sure it’s covered in your policy, and know what you’re insured for.
  4. Take a detour
    Obey all warnings and rather take the detour. Many drivers are taking chances to cross low water bridges or drive on river-like roads, which has caused cars being flooded or being washed away into rivers. It’s not as safe as you might think.
  5. Cover up for safety
    The silence before the storm can be misleading. If you have the option, always opt for a covered parking spot – a storm often hits hard and fast, which doesn’t give you the time to ride for cover. This may avoid hail damage to your car, which we have seen in the last few years could be so severe that the car is written off.
  6. Decide weather you stay or go
    Keep the weather alerts close, and take it seriously. Make sure to avoid the roads especially during peak periods, when you know that a storm is brewing. It may be worth planning around the weather by working from home, leaving work early or waiting for the silver lining before hitting the road.

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    The king

    The king is the official storyteller of the King Price kingdom, sharing smart tips, expert insights, and practical advice about car insurance. From explaining tricky insurance terms to helping South Africans save on their premiums, his mission is to make insurance easy to understand and even easier to use. With support from a royal council of actuaries, analysts, and insurance specialists, every article is written to help drivers stay informed and protected on the road.





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      Psst… This blog provides general info only and doesn’t count as financial or product advice from King Price or our legal and compliance experts. Remember, all our premiums are risk-profile-dependent, and T’s and C’s apply. Our most up-to-date KPPD (policy wording) can always be found here. 

      Our website T’s and C’s can be found here. 

      King Price Insurance Company Ltd is a licensed non-life insurer and registered financial services provider. (Reg no. 2009/012496/06 | FSP no. 43862)