It’s hot. We’re sweating. We’re flapping our hands at our faces, like it’s going to do something. So, what are some of doing? We’re hitting the road in search of beach trips, braais, picnics, hikes, and scenic drives. But while we’re all daydreaming about playlists and ice-cold drinks, there’s something that we’ve got to get done first. You see, the thing you’ll use to get out to the beach might have other plans. Your car.
Whether it’s an overheated engine, tyre puncture, a fender bender, and even the occasional runaway shopping trolley, something is bound to come up and try to sabotage your summer fun plans.
That’s where the king’s car insurance and extras can really help you out. We’ve got your car covered, roadside assistance at the ready for emergencies, and a range of extras, from our car warranty to our scratch and dent insurance.
Here’s a look at what will help keep you and your car safe.
Check your cover before the chaos
Many drivers assume everything’s fine until the unexpected happens. Before you embark on your summer road trips, it’s worth asking yourself a few key questions:
- Does my car cover include roadside assistance for breakdowns?
- Am I protected if my car is damaged or stolen at a holiday destination?
- Are my cover limits realistic for my car’s current value?
A few minutes reviewing your policy now can save you from headaches, repair bills, and awkward holiday convos later.
Accidents happen even in the slow lane
It’s not just reckless drivers you need to watch. Parking lot collisions, careless cyclists, and even wildlife can cause damage. Comprehensive cover might feel like overkill if your car is young, but it’s often a lifesaver when unexpected mishaps occur.
Think of insurance as a peace-of-mind potion… A minor fender bender today is far less stressful than juggling repair bills and holiday tantrums.
Road trips and theft risks
Long trips and busy holiday spots increase the risk of theft or damage. Even leaving a handbag in plain view can make your car a target. A few precautions make a world of difference. We’re talking about choosing to lock valuables in the boot before leaving the car, installing an alarm system, or tracking device (preferably both), and opting to park in well-lit, watched areas whenever possible.
A little foresight now could prevent a claim, or worse, a ruined holiday.
Read the fine print
All car insurance policies include exclusions and limits, and the trick is to not let this info sneak up on you. For example, check that you’re covered to drive outside South Africa before you cross the border.
A quick scan of your policy ensures you know what’s covered, and avoids any “Wait, that’s not included?” moments while on the road.
Save while staying protected
You don’t have to overpay to be fully insured. Smart adjustments can help you save money without sacrificing cover.
Some steps to help you save:
- Bundle your car insurance with other policies, like home cover, for discounts.
- Increase your voluntary excess if you’re confident in your driving.
- Review your car’s current value and adjust cover if depreciation has occurred.
Little tweaks like these help keep your wallet happy while you enjoy your summer adventures.
The king’s final word
Summer roads are full of adventure… And the occasional chaos. Checking your cover, understanding limits, and taking a few simple precautions means you can enjoy your holiday without insurance headaches. Remember, being proactive now means more beach time and fewer frantic phone calls to your insurer later.
Curious about King Price car insurance? WhatsApp us on 0860 50 50 50 or click here for a free, no-obligation quote.
FAQs
1. Does King Price car insurance include roadside assistance?
Yes, King Price offers 24/7 roadside assistance for breakdowns, towing, or emergencies depending on your chosen policy.
2. Are minor accidents covered under King Price comprehensive car insurance?
Comprehensive cover protects against minor collisions, third-party damage, fire, and theft, making it ideal for summer driving.
3. Can I add theft or hijacking protection for holiday trips?
Absolutely. Theft and hijacking cover can be reviewed or upgraded to ensure your car is protected wherever your holiday takes you.
4. Does King Price offer rental or substitute vehicle cover after a claim?
Yes, you can add options like car hire to stay mobile after an accident or theft, depending on your policy.
5. How can I adjust my car insurance for long-distance holiday driving?
You can update your policy online or via the app, adjust drivers, or increase cover limits to ensure peace of mind for summer road trips.