Summer road trips. Ice creams in the sun. Long weekends with the windows down… It all sounds perfect, right? Until you hit a pothole the size of a small swimming pool or your car decides to get dramatic in the heat.
Before you panic, let’s break down how your King Price car insurance has your back for this holiday season, and what you might want to keep an eye on.
Weather, road hazards, and everything in between
South African roads aren’t exactly known for being smooth. From sudden rainstorms to scorching asphalt, your tyres, rims, and suspension take quite the beating. But if you have comprehensive car insurance, you’ll have cover for accident damage, theft, hijacking, and more.
Just remember, minor bumps or scratches don’t always fall under standard cover. That’s where add-ons like our royally there-for-you tyre and rim cover or little dings and tyre things come in handy.
Borrowed wheels? Know the rules
Letting a friend or family member take the wheel might seem harmless, but insurance only works if the driver is authorised. That means they need to be listed on your policy or at least fall under the ‘permitted driver’ category (as in, they should have a driver’s licence at the very least).
If an accident happens and the driver isn’t covered, you could be footing the bill yourself. If you’re worried and you’re insured with us, then give us a call and we’ll give you the lowdown ASAP.
The king’s cab (your policy’s ride-along option)
Swapping your car for a rental during holidays sounded nice, but it’s a no-go under most King Price policies… Our cover excludes use for hire or for which you receive payment.
What’s allowed is the king’s cab option, our chauffeur/transport add-on. Also, if your car’s undergoing repairs after a covered event and you’ve added car hire to your policy, we can help you with temporary transport (conditions and limits apply). Think of it like having a royal substitute driver while your car is off the road.
Make sure to check your policy (we specifically wrote it in normal English for this reason) orrrrr you can just chat to us on WhatsApp so you aren’t caught off guard mid-journey.
Extra protection for holiday road trips
It’s worth thinking about optional extras for those long summer journeys:
- Tyre and rim insurance for unexpected pothole or curb damage.
- Little dings and tyre things for cosmetic bumps and scratches.
- Car hire cover so you’re not stranded if your car is off the road.
These extras keep your wallet happy and your holiday stress-free.
Quick summer driving tips
Even with great insurance, a little care goes a long way:
- Check tyre pressure regularly, especially in heatwaves.
- Avoid overloading your car (heavy boots and bags are fun but tough on tyres).
- Plan your routes to steer clear of flood-prone areas after storms.
- Rotate your tyres and keep an eye on tread wear.
The king has your back
Insurance should feel like a holiday wingman, not a paperwork headache. With King Price, you get flexible options, peace of mind, and cover that rolls with you wherever the summer sun takes you.
Ready to hit the road? WhatsApp us on 0860 50 50 50 or click here for a commitment-free quote.
