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No one ever plans for a car accident, but let’s be real: They can sneak up on you faster than an unexpected pothole on a Joburg highway. Whether it’s a little bumper bash or something more serious, accidents are stressful. Your brain goes into panic mode, and suddenly…
There are three types of motor insurance in South Africa: comprehensive, third party fire and theft, and third party only. Each covers different risks at different price points. This guide explains exactly what each type covers, what it excludes, and how to choose the right one for your car, your budget, and your circumstances.
The kingThe king is the official storyteller of the King Price kingdom, sharing smart tips, expert insights, and practical advice about car insurance. From explaining tricky insurance terms to helping South Africans save on their premiums, his mission is to make insurance easy to understand and even easier to use. With support from a royal council of actuaries, analysts, and
Vehicle insurance in South Africa is less optional than most drivers realise. With nearly two thirds of vehicles on our roads completely uninsured, a single accident, hijacking, or hailstorm can leave you facing repair bills of R30,000 or more, with no recourse. What many policyholders do not know is that the right cover does not have to cost more every
Drunk driving kills nearly 12 000 South Africans yearly and could void your car insurance. The real costs might surprise you.
Millions of South African households are either uninsured or dangerously underinsured when it comes to home contents, and most only find out when it is too late. A single burglary can wipe out R80,000 or more in possessions overnight. Understanding what home contents insurance actually covers, how underinsurance quietly erodes your protection, and what your belongings are truly worth could
We really, really hope that this never happens, but should any of your precious belongings get damaged or stolen out of your home, you should be able to provide us with proof of ownership when you claim for it against your home contents insurance policy. This is standard procedure when it comes to insurance policies and claim procedures for home
Building insurance covers far more than most property owners realise. Beyond protecting your home’s structure against fires and floods, it extends to fittings, fixtures, swimming pools, gate motors, underground pipes and even damage from falling trees or power surges. The gaps it fills can mean the difference between recovering quickly and paying off a bond on a home that no
Cellphone insurance in South Africa covers your phone for theft, loss, accidental damage and water damage, anywhere in the world. At King Price, your phone must be specified on a portable possessions policy. This guide explains what’s covered, what’s not, the IMEI rules that trip people up, and exactly how to claim.
Cancelling your insurance policy in South Africa is simpler than most policyholders expect. From contacting your insurer to confirming your final cover date, the process usually takes minutes. But there are common mistakes that can leave you uninsured without realising it. This guide covers every step, including how to reduce your premium before you decide to cancel, and what to
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