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The kingThe king is the official storyteller of the King Price kingdom, sharing smart tips, expert insights, and practical advice about car insurance. From explaining tricky insurance terms to helping South Africans save on their premiums, his mission is to make insurance easy to understand and even easier to use. With support from a royal council of actuaries, analysts, and
Third party car insurance is one of the most misunderstood cover options on the market, yet it could be exactly what your situation calls for. It protects others involved in an accident you caused, and it automatically forms part of most comprehensive policies. Understanding when it makes sense, and when it falls short, could save you money and stress down
The fact that car insurance is absolutely essential is not rocket science. If you drive a car, a lot of things can go wrong with it. It could get damaged in an accident. You could be hi-jacked or your car could be stolen. Someone could possibly even break into it while it’s parked somewhere and steal valuables that you left inside. So
Buildings insurance is a non-negotiable condition of every South African home loan, but most bond applicants don’t realise they have more choice than their bank lets on. From what replacement value actually means to why underinsuring could leave you personally covering a shortfall of hundreds of thousands of rands, understanding the rules before you sign could save your kingdom a
No one ever plans for a car accident, but let’s be real: They can sneak up on you faster than an unexpected pothole on a Joburg highway. Whether it’s a little bumper bash or something more serious, accidents are stressful. Your brain goes into panic mode, and suddenly, remembering what to do next is as tricky as avoiding a taxi
There are three types of motor insurance in South Africa: comprehensive, third party fire and theft, and third party only. Each covers different risks at different price points. This guide explains exactly what each type covers, what it excludes, and how to choose the right one for your car, your budget, and your circumstances.
A phrase that is lately often used in the short term insurance space is ‘no claim bonus.’ But what exactly does this mean? To help you understand it, let’s explain…. Let’s say you have a comprehensive car insurance policy with a short term insurance company… But in your first year you so happen to be one of the lucky ones
Vehicle insurance in South Africa is less optional than most drivers realise. With nearly two thirds of vehicles on our roads completely uninsured, a single accident, hijacking, or hailstorm can leave you facing repair bills of R30,000 or more, with no recourse. What many policyholders do not know is that the right cover does not have to cost more every
At King Price Insurance, we know that South Africans enjoy socialising and that there is what has become known as, a ‘one for the road’ mentality. But there will be no joy, at all, if you are involved in an accident while under the influence as your car insurance will not pay out. The king and his court would like to share
Millions of South African households are either uninsured or dangerously underinsured when it comes to home contents, and most only find out when it is too late. A single burglary can wipe out R80,000 or more in possessions overnight. Understanding what home contents insurance actually covers, how underinsurance quietly erodes your protection, and what your belongings are truly worth could
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