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SA road accident facts: Why you can’t afford to be uninsured

The kingThe king is the official storyteller of the King Price kingdom, sharing smart tips, expert insights, and practical advice about car insurance. From explaining tricky insurance terms to helping South Africans save on their premiums, his mission is to make insurance easy to understand and even easier to use. With support from a royal council of actuaries, analysts, and

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The most important fact in car insurance that seems to be ignored

If we had to put a name to the general charades and goings-on in the insurance space in South Africa, we’d probably call it ‘The Emperor’s New Clothes Syndrome.’ Just like people in the classic Hans Christian Andersen tale kept up pretences rather than admitting to something that might let them appear stupid or incompetent… There are important facts in

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Does your car insurance have third party cover?

Third party car insurance is one of the most misunderstood cover options on the market, yet it could be exactly what your situation calls for. It protects others involved in an accident you caused, and it automatically forms part of most comprehensive policies. Understanding when it makes sense, and when it falls short, could save you money and stress down

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Applying for a bond – Can you select your own building insurance?

Buildings insurance is a non-negotiable condition of every South African home loan, but most bond applicants don’t realise they have more choice than their bank lets on. From what replacement value actually means to why underinsuring could leave you personally covering a shortfall of hundreds of thousands of rands, understanding the rules before you sign could save your kingdom a

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Aftershock: What to do after a car accident

No one ever plans for a car accident, but let’s be real: They can sneak up on you faster than an unexpected pothole on a Joburg highway. Whether it’s a little bumper bash or something more serious, accidents are stressful. Your brain goes into panic mode, and suddenly…

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Different types of motor insurance

There are three types of motor insurance in South Africa: comprehensive, third party fire and theft, and third party only. Each covers different risks at different price points. This guide explains exactly what each type covers, what it excludes, and how to choose the right one for your car, your budget, and your circumstances.

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The meaning of a ‘no claim bonus’ in short term insurance

A phrase that is lately often used in the short term insurance space is ‘no claim bonus.’ But what exactly does this mean? To help you understand it, let’s explain…. Let’s say you have a comprehensive car insurance policy with a short term insurance company… But in your first year you so happen to be one of the lucky ones

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The importance of having vehicle insurance

Vehicle insurance in South Africa is less optional than most drivers realise. With nearly two thirds of vehicles on our roads completely uninsured, a single accident, hijacking, or hailstorm can leave you facing repair bills of R30,000 or more, with no recourse. What many policyholders do not know is that the right cover does not have to cost more every

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