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Disputes with your insurer do not have to end in a dead end. South Africa’s Ombudsman for Short-Term Insurance exists to protect policyholders when claims are rejected unfairly, responses stall, or settlement offers fall short. The service is completely free, requires no legal representation, and accepts complaints in all 11 official languages. Understanding how the process works, and when to
The kingThe king is the official storyteller of the King Price kingdom, sharing smart tips, expert insights, and practical advice about car insurance. From explaining tricky insurance terms to helping South Africans save on their premiums, his mission is to make insurance easy to understand and even easier to use. With support from a royal council of actuaries, analysts, and
Caravanning across South Africa is one of life’s great pleasures, until a pothole, theft, or faulty gas fitting turns your trip into an expensive ordeal. Understanding what caravan insurance actually covers, where home contents policies fall short, and how to reduce your risk on the road can make a real difference to your pocket. There is more to protecting your
SA law protects car insurance clients more than you think. Three key Acts stand guard over your cover in ways worth knowing about.
No claims bonuses sound rewarding, but the real story might surprise you. Find out what’s actually happening to your premiums.
South Africa’s yearly car accident toll is among the highest in the world. According to a 2013 report by the International Transport Forum and The Clark Law Office attorneys, vehicle-related calamities cost the nation more than R307-billion per annum. What’s more, the same period recorded a total of 58 312 motor thefts, and 139 572 smash and grabs. With such
If we had to put a name to the general charades and goings-on in the insurance space in South Africa, we’d probably call it ‘The Emperor’s New Clothes Syndrome.’ Just like people in the classic Hans Christian Andersen tale kept up pretences rather than admitting to something that might let them appear stupid or incompetent… There are important facts in
Third party car insurance is one of the most misunderstood cover options on the market, yet it could be exactly what your situation calls for. It protects others involved in an accident you caused, and it automatically forms part of most comprehensive policies. Understanding when it makes sense, and when it falls short, could save you money and stress down
Car insurance is a two,way deal. Miss payments and lose cover fast. Here’s how King Price makes staying protected surprisingly easy.
Buildings insurance is a non-negotiable condition of every South African home loan, but most bond applicants don’t realise they have more choice than their bank lets on. From what replacement value actually means to why underinsuring could leave you personally covering a shortfall of hundreds of thousands of rands, understanding the rules before you sign could save your kingdom a
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