April in South Africa. The time of year when sunny mornings suddenly turn into rainy afternoons. Don’t get us wrong, we like a bit of rain. It washes away the cobwebs, has a unique scent that you just can’t buy, and can often provide a welcome relief from the heat.
It’s also well known for revealing little surprises, like some kind of manic party planner, unveiling leaks and potholes. Except instead of keeping the party going, these surprises can bring things to a sudden halt.
But fear not. While you can’t stop the rain (or the chaos it brings), you can make sure you’re covered for whatever April showers throw your way. Let’s dive into why this month is the perfect time to review your insurance needs.
First up… Your home
Rainy weather often reveals hidden issues around your home. That small crack in the wall that you hadn’t seen yet? Well that’s now a waterfall feature. A blocked gutter? Say hello to your indoor swimming pool. That’s why home insurance is a must.
We’ve got 2 policies that could step in and cover the cost of things going wrong both inside and outside of your home. The 1 is buildings insurance, which covers the actual structure of your home, like the walls, roof, and floors. So, if the April rains bring water damage or a fallen tree smashes through your garage, you’re sorted.
And let’s not forget your stuff. Home contents insurance protects everything inside, from your sofa to your prized collection of mugs. Because let’s be honest… Nobody wants to replace a waterlogged sound system out of pocket.
Next stop… Your car
April potholes are something else. They’re bigger, wetter, and somehow more determined to ruin your tyres and by extension, your day. With the king’s comprehensive car insurance, you don’t have to worry about that expensive suspension repair when you hit a pothole disguised as a puddle. Plus, comprehensive cover also protects you from other surprises, like theft or damage caused by that sudden hailstorm. And let’s face it… when it rains, it hails.
We also can’t forget about our handy tyre and rim insurance. This policy is uniquely designed to help you cover the costs of repairing or replacing your tyres and rims from the kind of run-in you’d face with the potholes ravaging our roads in South Africa.
Didn’t know you could cover your tyres and rims separately? Click here to check it out.
Finally… Your portable possessions
Phones. Laptops. Headphones. All the things you carry around every day, and all the things that seem to be extra accident-prone in April. Dropped your phone while running to escape the rain? Lost your watch while climbing over puddles? It’s probably got a lot to do with the fact that there are so many long weekends and the burst of rain that makes things extra slippy, but this time of year does seem to coincide with a lot of cracked screens and stolen devices.
That’s why it’s such a good idea to check out our portable possessions insurance. This policy covers the stuff you carry with you when you’re out and about, so even if you’re caught off guard and things go wrong with your valuables, you don’t have to worry about replacing your gadgets with your own money.
The king has your back
Much as we want to, we can’t follow you around with an umbrella to make sure you stay dry and your precious belongings aren’t affected by the rains. We looked into it, but there were just too many variables. But at least if something does happen, the king will have your back.
Click here for a commitment-free insurance quote or you can WhatsApp us on 0860 50 50 50