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Stepping onto the property ladder in South Africa can feel a bit like diving into the deep end without swimming lessons. Fear not, first-time bond applicant, as we’re here to untangle the knots of confusion and arm you with what you need to know about insuring your buildings. Choosing your own buildings cover There’s a rumour on the streets of
Let’s be honest. Buildings insurance (or homeowners insurance, which is the same thing) doesn’t always feel like a super necessary expense, because it doesn’t seem like you ever really have to put in a claim. That is, until a tree falls through a window or a break-in damages doors, or a massive wind wrecks your fixed and insured solar panels.
Before we kick things off, we need to clear a few dust bunnies away. Firstly, homeowners insurance is what we call plain old buildings insurance in our kingdom. It’s normally compulsory when you take out a home loan from the bank, and always a good idea if you’re a homeowner. Mostly (if not totally) because the actual structure of your
You need to get your hands on buildings insurance as soon as you own any kind of building, whether it’s the house you live in or the remotely located holiday flat you escape to when the in-laws are threatening to visit. Understanding buildings insurance Basically, buildings insurance takes care of the permanent, built structures on your property like your house and its outbuildings. Many
Insurance-talk can be confusing… But not when you’re with the king of insurance! Here’s a breakdown of what we mean by buildings insurance and home contents insurance. If you turned your home upside down, home contents insurance would cover the things that fall out. For everything else on your property, you need buildings insurance. In both cases, you’re comprehensively covered
House fires are scary. They’re also destructive. Some of our highest claims over the years have been from house fires, showing just how devastating these hazards can be. Sometimes they wipe out the home from top to bottom! We thought it would be a good idea to share how you can protect yourself and your loved ones from house fires.
Ever wondered if switching off your geyser will actually help you save on your electricity bill? We didn’t know this, but apparently it’s a polarising topic… Some people are vehemently against the idea, saying that all the power you think you’re saving by turning the geyser off is sucked right back in when it goes back on, while others swear
Switching to a better home insurance policy that’s way more suitable for your valuables and way more affordable for your budget is the smart (and dare we say, obvious) choice. Sadly, a lot of consumers don’t actually know that they can switch their insurance to whichever company they want, whenever they want. And if they do know that they can
Some areas of the country are still waiting for the rain to fall, while in others, it doesn’t feel like the summer fun has really begun because of all the grey skies and rain-soaked days. Sounds poetic (if we dare say so ourselves) but the chaps without rain are suffering and the 1s who haven’t been able to do a
The 4 best tricks of the home-selling trade Guys… The housing market is competitive, which is great for buyers, but rough on sellers. For reals, it’s an actual joke to get your house on the market and sell it for the price that you want. We’ve looked around and seen loads of people struggle to get the cash they feel
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