A word from the king

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Underinsurance is a scam (that you might be pulling on yourself) 

Did you know that if you underinsure your home contents, your insurer will only pay out a percentage of what you claimed? It’s like ordering a large pizza and only getting 1 slice. Tragic.  The math of underinsurance (don’t worry, it’s simple)  – If your stuff is worth R400,000 but you only insured it for R200,000, guess what? You’ll only

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Insurance 101: Why your cat’s crystal water bowl needs documentation 

Let’s talk about insurance claims… The 1 thing that should be stress-free but often ends up more complicated than assembling furniture.  If there’s 1 thing we all love, it’s getting money when we need it. If there’s 1 thing we don’t love, it’s realizing that we should have been more prepared when making a claim.  The tale of 2 insurance

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The royal role of an underwriter

Ever wondered who decides how much you pay for insurance or whether you even qualify for cover? Enter the underwriter: The insurance world’s version of a detective, mathematician, and fortune teller all rolled into 1. These folks may not wear capes (or maybe they do, we won’t judge), but they play a crucial role in keeping the kingdom of insurance

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The key players in an insurance company: Who does what

Insurance isn’t just about paperwork and payouts… It’s a team sport! Whether you’re checking your premium, submitting a claim, or figuring out how much cover you actually need, these are the people making it all happen. 1. The actuary: The number ninja Actuaries are the wizards behind the numbers, using maths and logic to predict the future (well, kind of).

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Freedom Day… And the freedom that comes with the right insurance

Freedom Day isn’t just about celebrating our nation’s past, although we’d say that this is a major, if not the major reason to dance around in your undies and have the fam over for a lekker braai. What we’d like to add is that it’s important to make sure that you take a moment on this Freedom Day to embrace

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Don’t be the April fool, be insured

Ah yes, April Fools’ Day. The 1 day a year when pranks aren’t only allowed… But strongly encouraged. We love a good laugh, and this particular day doesn’t pass us by without a couple of jokes and harmless pranks. Of course, there are times when a prank can go from something funny to, how shall we put it? A complete

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Hunting for Easter eggs, not nasty surprises (insure your valuables)

We’re in the 4th month of the year. It’s official. The leaves are starting to turn, the heat is trying to hang in there but is on its way down, and of course, Easter egg hunts, long weekends, and plenty of quality family time is on the cards, too. But while you’re busy searching for chocolate treasures, don’t forget that

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Long weekend vibes… And insurance you need for road trips

March and April in South Africa combine forces to offer us what can only be described as ‘public holiday season.’ Between Freedom Day, Easter, and every unofficial long weekend in between, it’s prime time for hitting the road and escaping our normal lives in search of a spot of RnR. But here’s the thing about road trips. They’re full of

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April showers and other unexpected things you should insure

April in South Africa. The time of year when sunny mornings suddenly turn into rainy afternoons. Don’t get us wrong, we like a bit of rain. It washes away the cobwebs, has a unique scent that you just can’t buy, and can often provide a welcome relief from the heat. It’s also well known for revealing little surprises, like some

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