A word from the king

Our blog… Blah blah blah

Why you shouldn’t be smug about your designer appliances… Until they’re insured

You know the type. They glide through the kitchen like they’re hosting MasterChef, casually adjusting the dials on their fancy oven while making small talk about ‘imported ceramic finishes’. Their fridge? Smarter than your average teenager. Their toaster? Chrome. Everything about their kitchen screams ‘bespoke’ and so does the price tag. But here’s the catch: All that shiny, imported sophistication

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Third party liability: What it means and why you really, really need it

What’s third party liability Let’s break it down like a braai on a Saturday afternoon. Third party liability is insurance-speak for ‘Oops, I broke someone else’s stuff’. It covers you when you’re the 1 who causes an accident that damages someone else’s car or property. It won’t fix your own car, but it will save you from having to remortgage

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If King Price insured superheroes…

Ever wondered how insurance companies would handle claims from superheroes? If those supersized superhero movies are anything to go by, then with caped crusaders roaming the streets, we’d say that property damage would be a daily occurrence. Let’s be honest, if you were an insurance underwriter, would you really want to cover the guy who smashes through walls, shoots fire

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From 9-to-5 to thrive… How the king protects your side hustle

Side hustles are booming in South Africa. From baking bespoke cakes to fixing computers in your garage, everyone seems to have something extra going on. And why not? With the rising cost of living, having a side hustle is no longer a luxury; it’s a survival skill. But while you’re perfecting your craft and reaping the rewards, have you thought

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Underinsurance is a scam (that you might be pulling on yourself) 

Did you know that if you underinsure your home contents, your insurer will only pay out a percentage of what you claimed? It’s like ordering a large pizza and only getting 1 slice. Tragic.  The math of underinsurance (don’t worry, it’s simple)  – If your stuff is worth R400,000 but you only insured it for R200,000, guess what? You’ll only

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Insurance 101: Why your cat’s crystal water bowl needs documentation 

Let’s talk about insurance claims… The 1 thing that should be stress-free but often ends up more complicated than assembling furniture.  If there’s 1 thing we all love, it’s getting money when we need it. If there’s 1 thing we don’t love, it’s realizing that we should have been more prepared when making a claim.  The tale of 2 insurance

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The royal role of an underwriter

Ever wondered who decides how much you pay for insurance or whether you even qualify for cover? Enter the underwriter: The insurance world’s version of a detective, mathematician, and fortune teller all rolled into 1. These folks may not wear capes (or maybe they do, we won’t judge), but they play a crucial role in keeping the kingdom of insurance

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The key players in an insurance company: Who does what

Insurance isn’t just about paperwork and payouts… It’s a team sport! Whether you’re checking your premium, submitting a claim, or figuring out how much cover you actually need, these are the people making it all happen. 1. The actuary: The number ninja Actuaries are the wizards behind the numbers, using maths and logic to predict the future (well, kind of).

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Freedom Day… And the freedom that comes with the right insurance

Freedom Day isn’t just about celebrating our nation’s past, although we’d say that this is a major, if not the major reason to dance around in your undies and have the fam over for a lekker braai. What we’d like to add is that it’s important to make sure that you take a moment on this Freedom Day to embrace

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