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Mould mayhem: Is it covered by insurance and how do you stop it

There’s nothing fun about that funky smell in the bathroom or those suspicious patches popping up on your walls. Mould might be a natural phenomenon, but when it takes over your home, it can mess with your health and your finances. But here’s the million-rand question: Does building insurance cover mould? And if not, what can you do to prevent

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How to storm proof your home this summer

Ah, South African summer. 1 minute you’re braaing in the sun, and the next the sky has turned black, and your garden chairs are doing gymnastics across the lawn. Our summer storms don’t come to play. Between lightning, hail, flooding and the occasional flying trampoline, your home takes a real beating. But here’s the good news. With a bit of

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Storm season prep to protect your home and car from the chaos

South African storm season is basically a free extreme sport for your home and car, whethr they want to play or not. Gosh, with the torrential rain, gusty winds, and the occasional hailstorm, your weekend plans can quickly turn into a soggy, windy mess. But don’t panic. Are you panicking? Seriously. Stop pit. With a little prep and some insurance

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Spring clean your wallet with home insurance hacks

Your home is your castle, but your wallet shouldn’t feel like it’s under siege every time you pay insurance premiums. Many South Africans overpay simply because they don’t know the clever ways to save on home cover… Or assume their policy is set-it-and-forget-it. Well, we want you to save. It’s time for a spring clean of your finances and your

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How to keep your house safe while you’re away

Heading off on holiday is pure joy. You switch off your alarms, set your out-of-office message and suddenly life feels lighter. But then a random thought pops up… Is my house ready to survive without me? Before you imagine your home turning into a crime documentary, relax. Keeping your place safe while you’re off enjoying life isn’t complicated. With a

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Home contents vs. buildings insurance explained simply

Home contents vs. buildings insurance explained simply

What’s the difference between home contents and buildings insurance Insurance doesn’t have to feel like homework. If you’ve ever wondered whether your couch, your ceiling, or your gate motor is actually covered, you’re not alone. Home contents and buildings insurance are often lumped together, but they cover very different things. Once you know the difference, choosing the right cover becomes

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Funny parenting fails and a lesson on insurance for your kids

Parenting is a wild ride. In 1 moment, you’re convincing a toddler that the toilet isn’t a monster. The next moment, you’re explaining why we don’t microwave crayons. But while many parenting fails are harmless and hilarious, there’s 1 that sticks around longer than the smell of a nappy left in the car on a hot day… Not teaching your

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The real reason your insurance matters more in 2026

Why 2026 is the year South Africans can’t afford to skip proper insurance South Africa in 2026 is full of surprises. Some good. Some stressful. Some that belong in a soapie. Between rising costs, unpredictable weather, busier roads, and growing tech risks, South Africans are asking if insurance still matters. It does. And here’s why. Weather’s becoming less predictable South

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New baby, new cover: A not so boring insurance checklist

Becoming a parent is wild. 1 minute you’re living your best life, sipping a cappuccino that’s actually hot. The next minute you’re Googling ‘why is my baby making that noise’ at 03:00, while reheating the same cup of coffee for the fourth time. And while you can live with cold coffee, there’s 1 thing you should never leave on ice:

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Can I claim for the couch my dog destroyed

Ah, pets. They’re cute, cuddly, and occasionally… Complete couch annihilators. So, what happens when your furry friend decides your brand-new corner lounge suite is their next chew toy? Can you file an insurance claim for pet damage? Let’s dig into it. The short answer Sadly, in most cases: No, you can’t claim for damage caused by your pets under your

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