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Spooky season is for pumpkins, ghosts, and the occasional playful scare. It’s not for nasty surprises lurking in your insurance policy. For some unlucky policyholders, a small oversight can quickly turn into a real-life horror story. The good news is that with a little know-how, you can turn those ‘tricks’ into ‘treats’ and keep your cover scare-free. The case of
If you turned your house upside down and gave it a good shake, whatever falls out is usually considered ‘home contents’. Sounds simple enough, right? But like trying to keep a bunny in a hat (or kids out of the pantry), the details matter. And because we’re all about making life (and insurance) simpler, we’re here to unpack what exactly
You park your car. You double-check the locks. You walk away, feeling confident it’ll be there when you get back. But sometimes, it’s not. The fact is that car theft and hi-jacking are still serious problems in South Africa, and if your insurance doesn’t include cover for theft or write-off, the shock won’t just be losing your car. It’ll be
So, the kids have flown the coop. You’ve got 1 studying in another city, another who’s moved in with friends, and suddenly you’re left with extra bedrooms, a quieter fridge, no fights over the remote, and (let’s be honest) a slightly heavier heart. But while you’re adjusting to life without late-night lifts and piles of laundry, your insurance also deserves
As South Africans, we know the drill. We put up burglar bars, security gates, and high walls, we install the alarms, and we may even bring some furry family members on board to growl a warning to unwanted guests. But here’s the thing… In our quest to lock things down, we sometimes forget the most important safety rule of all:
Scratch and dent cover is one of those add-ons that earns its keep quietly, until the day you need it. Mystery scratches in car parks, trolley scuffs, paint chips from gravel, minor cosmetic damage adds up faster than most policyholders expect. King Price offers a straightforward add-on that handles repairs under 15cm without touching your main policy or no-claims bonus.
You’ve only gone and done it. You’ve treated Bertha, your 4-wheeled baby, to the works and she looks good. It was pretty expensive to upgrade your bakkie with a custom canopy, some alloy wheels, and a powerful aftermarket sound system, but it was worth it. Think of the braais, the road trips, and the stares from the neighbours… Just don’t
Car insurance payouts after theft or a write-off often land far below what policyholders expect, and the gap can mean thousands of rands out of pocket. The difference comes down to one thing: the value type written into your policy. Understanding how market value, retail value, and agreed value cover actually work could be the difference between a claim that
From year-end office parties and school concerts to weddings, festivals, and long-overdue catchups, South Africa’s spring-to-summer social calendar doesn’t hold back. And we love it. We love all of it, especially the next morning when we head out for some alone time with a cup of coffee (from that place down the road) and our own thoughts. But we also
You park your car at the mall, do a quick grocery run, and return to find a new mystery scratch down your door. No note, no witness, no idea who did it. Or maybe it wasn’t even a person you’d like to kick in the shin, but instead a rogue trolley that’s nicked your bumper. Either way, it’s damage you
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